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Ang Mo Kio / Bishan / Thomson (D20)CondoTOP: 2005

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2005
Total units579
DeveloperNTUC Choice Homes Co-operative Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$5,978 /mo

Loan amountS$1,252,076 (75%)
Stress rate4.00%
Loan tenure30 years
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MRT & Schools(within 1km)

NS15 Yio Chu Kang MRT Station
Nearby
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$1,252,076

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$10,900 /month

S$5,978 estimated instalment

Your affordability range

S$1,420,000

Buyer value

S$1,998,000

Recommended

S$2,160,000

Comfortable

Buyer stamp duty

S$69,500

Legal fees (est.)

S$3,500

Total cash needed

S$818,924

Kai insight

Based on this price, the Singpass-style estimate needs about S$10,900 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 3 bath
Floor area1,259 sqft
LayoutRequest from agent

Price trend

Jan 2026

S$1,394/psf

May '24Mar '25Jan '26
Listing psfS$1,587 psf
Project avg psfS$1,326 psf
Market sample44 records

Transactions

Jan 2026Sale recordS$1,560,088(1,394 psf)
Dec 2025Sale recordS$1,577,500(1,402.5 psf)
Nov 2025Sale recordS$2,050,000(1,561 psf)
Oct 2025Sale recordS$2,164,666.667(1,475.333 psf)
Aug 2025Sale recordS$2,189,944(1,547 psf)
Jul 2025Sale recordS$1,830,000(1,453 psf)
Recent sale records44
Recent rental records416
Tenure / TOP99-year Leasehold / 2005