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Seletar / Yio Chu Kang (D28)CondoTOP 2019

31 Fernvale Road, Singapore 797417

Key facts

Property typeCondo
Tenure99 Year Leasehold
TOP2019
Total units1,390
DeveloperFernvale Development Pte. Ltd.
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$4,749 /mo

Loan amountS$994,734 (75%)
Stress rate4.00%
Loan tenure30 years
See financing eligibility

MRT & Schools

SW4 Thanggam LRT Station
Nearby
THANGGAM LRT STATION
Nearby
SSENGKANG GREEN PRIMARY SCHOOL
0.3 km
SFERNVALE PRIMARY SCHOOL
0.6 km
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

Check eligibility

Maximum loan amount

S$994,734

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$8,600 /month

S$4,749 estimated instalment

Your affordability range

S$1,130,000

Buyer value

S$1,370,000

Recommended

S$1,480,000

Comfortable

Buyer stamp duty

S$39,400

Legal fees (est.)

S$3,500

Total cash needed

S$418,166

Eligibility insight

Based on this price, the Singpass-style estimate needs about S$8,600 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration3 bed / 2 bath
Floor area872 sqft
LayoutRequest from agent

Observed transactions

Price performance

Recent project transactions show how price per square foot is moving.

Recorded transaction price

Based on 373 recent records

Transaction PSF

Sept 2026

S$1,531/psf

Project avg S$1,521/psf
Apr '25Jan '26Sept '26

Listing psf

S$1,571 psf

Project avg psf

S$1,521 psf

Market sample

373 records

Transactions

15 Sep 202627 FERNVALE ROAD #03-32Apartment · 667 sqft · Resale
S$1,057,000S$1,584 psf
8 Sep 202631 FERNVALE ROAD #05-48Apartment · 893 sqft · Resale
S$1,320,000S$1,477 psf
7 Aug 202621 FERNVALE ROAD #24-01Apartment · 667 sqft · Resale
S$1,108,000S$1,660 psf
4 Aug 202623 FERNVALE ROAD #04-11Apartment · 1,152 sqft · Resale
S$1,930,000S$1,676 psf
31 Jul 202623 FERNVALE ROAD #14-13Apartment · 678 sqft · Resale
S$1,150,000S$1,696 psf
27 Jul 202623 FERNVALE ROAD #16-15Apartment · 893 sqft · Resale
S$1,350,000S$1,511 psf
Recorded sales2,048
Recent rental records1000
Tenure / TOP99 Year Leasehold / 2019