MIDTOWN RESIDENCES

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Hougang / Punggol / Sengkang (D19)CondoTOP: 2016

Key facts

Property typeCondo
Tenure99-year Leasehold
TOP2016
Total units160
DeveloperOxley-Lian Beng Pte Ltd
Maintenance feeConfirm with MCST

Affordability

Est. stress-tested repayment

S$3,412 /mo

Loan amountS$714,638 (75%)
Stress rate4.00%
Loan tenure30 years
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Financing eligibility

Loan fit based on this listing price and current Singapore purchase rules.

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Maximum loan amount

S$714,638

Based on 75% LTV and valuation

Income needed (TDSR 55%)

S$6,200 /month

S$3,412 estimated instalment

Your affordability range

S$810,000

Buyer value

S$1,088,888

Recommended

S$1,180,000

Comfortable

Buyer stamp duty

S$28,155

Legal fees (est.)

S$3,500

Total cash needed

S$405,905

Kai insight

Based on this price, the Singpass-style estimate needs about S$6,200 monthly income before existing loan commitments.

Explore loan options

Estimate mirrors the Singpass/MyInfo calculator: NOA income, HDB loan instalments, MSR/TDSR, LTV, and a 4% stress rate. Final approval depends on verified buyer profile and lender assessment.

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Floor plan

Configuration2 bed / 2 bath
Floor area646 sqft
LayoutRequest from agent

Price trend

Mar 2026

S$1,610/psf

Jun '23May '24Mar '26
Listing psfS$1,686 psf
Project avg psfS$1,475 psf
Market sample39 records

Transactions

Mar 2026Sale recordS$1,040,000(1,610 psf)
Jan 2026Sale recordS$912,500(1,599.5 psf)
Jun 2025Sale recordS$842,500(1,627 psf)
Apr 2025Sale recordS$1,000,000(1,548 psf)
Feb 2025Sale recordS$750,000(1,659 psf)
Jan 2025Sale recordS$1,100,000(1,548 psf)
Recent sale records39
Recent rental records333
Tenure / TOP99-year Leasehold / 2016