Landed Housing Development Home Loan and Financing Guide
Securing a home loan for Landed Housing Development at Greenwood Place in District 11 requires understanding Singapore's specific lending rules for landed properties. This guide provides actionable steps, estimated payments, and financing options tailored for buyers of these premium D11 properties, ensuring you make confident decisions with Homejourney's trusted verification.
Property Overview: Landed Housing Development at Greenwood Place
Landed Housing Development offers exclusive landed homes in the heart of Newton and Novena, District 11. Buyers appreciate the spacious designs, privacy, and proximity to elite amenities, making it ideal for families and investors. Current market values position it as a strong hold with steady appreciation. See detailed price trends and transaction history on Homejourney.
Developer reputation emphasizes quality construction compliant with URA standards, perfect for long-term ownership. For more on unit types, check our Landed Housing Development Unit Types & Size Guide D11 | Homejourney ">Landed Housing Development Unit Types & Size Guide.
Available Units for Sale and Price Expectations
Landed Housing Development for sale features semi-detached and terrace units typically ranging from 3,500 to 6,000 sqft. In 2026, expect price per square foot (PSF) between S$2,500–S$3,500, with absolute prices from S$5M to S$12M depending on size and plot. Most popular are 4-5 bedroom semi-D units.
- 3-4BR Terrace: ~S$5M–S$7M (3,500–4,500 sqft)
- 5BR Semi-Detached: ~S$8M–S$10M (5,000 sqft)
- Larger Bungalows: S$10M+ (6,000+ sqft)
Disclaimer: Prices are estimates based on recent URA data; actual listings vary. View all units for sale at Landed Housing Development on Homejourney's verified listings.
Why Buy Landed Housing Development: Key Selling Points
Enjoy unparalleled privacy and space uncommon in central Singapore. Lifestyle perks include landscaped gardens and home offices suited for hybrid work. Investment shines with strong demand from expats and locals. Unique features like high ceilings and customizable layouts set it apart.
Read our Landed Housing Development for Sale: D11 Units at Greenwood Place | Homejourney ">Landed Housing Development for Sale guide for D11 insights.
Location Advantages in District 11 (Newton, Novena)
Just 8-min walk to Newton MRT (North South Line, Exit B) and 12-min to Novena MRT. Top schools nearby: St. Joseph's Primary (1km), Anglo-Chinese School (Primary) (800m), and international options like Australian International School (2km drive).
- Shopping: Velocity@Novena Square (10-min walk), Orchard Road (15-min drive)
- Parks: Botanic Gardens (2km), Newton Nature Park (5-min walk)
- Amenities: Tan Tock Seng Hospital (1.2km)
D11's prestige drives premium living. Compare with nearby like Ville Royale D09: Complete Guide to Units, Prices & Living | Homejourney ">Ville Royale D09 Guide.
Landed Housing Development Home Loan and Financing Guide
For landed properties like those at Greenwood Place, banks offer up to 75% Loan-to-Value (LTV) for first-time Singaporean buyers, dropping to 45% for second properties. Foreigners face 75% LTV cap with 60% ABSD (unless exempt). TDSR limits debt repayments to 55% of gross income per MAS rules[6].
Estimated Monthly Payments (2026 Rates)
Assuming 2.5% SORA-based floating rate (down from 2025 peaks[2]), 25-year tenure:
| Unit Price | Loan Amt (75% LTV) | Monthly (~S$) |
|---|---|---|
| S$6M Terrace | S$4.5M | S$19,500 |
| S$9M Semi-D | S$6.75M | S$29,200 |
| S$12M Bungalow | S$9M | S$39,000 |
Calculations use standard formulas; use Homejourney's tool for precision. Down payments: 25% min (cash/CPF). CPF Ordinary Account usable up to available balance after reserves.
ABSD: 0% first property (Singaporeans), 20% second, 30% third; foreigners 60%[4]. For construction/redevelopment, OCBC-style loans finance up to 75% costs, convertible to home loan[3]. Check your buying power with our mortgage calculator.
Price Analysis and Investment Potential
2026 PSF trends show 5-7% YoY growth per recent transactions, outperforming average condos[2]. Vs. nearby D11 condos (S$2,200 PSF), landed offers better appreciation. Rental yields: 2-3% (S$15K-25K/month for semi-D), high tenant demand from professionals near Novena medical hub.
Future uplift from Thomson-East Coast Line expansions. See Landed Housing Development Price Trends 2026 | Homejourney Market Analysis ">Landed Housing Development Price Trends 2026. Strong outlook for investors eyeing property investment in D11.
Step-by-Step Buying Process
- Get IPA: Apply for In-Principle Approval from banks (1-3 days[4]).
- Exercise Option: Pay option fee (1-5%), sign Option to Purchase.
- Financing: Finalize loan within 21 days; use CPF for downpayment.
- Legal Completion: 8-12 weeks; stamp duties, title transfer.
- Possession: Pay balance, collect keys.
Required docs: NRIC, income proof, CPF statements. Homejourney verifies all listings for safety. Schedule a viewing with a property agent.
FAQ: Landed Housing Development Financing
What is the max LTV for Landed Housing Development home loans?
Singaporeans: Up to 75% first-time; foreigners 75% with ABSD. TDSR at 55%[6].
Can I use CPF for downpayment on D11 landed?
Yes, from Ordinary Account after meeting Basic Housing Scheme minimum sum.
How much ABSD for second landed property?
20% for Singaporeans; consult IRAS for exemptions.
Are fixed or floating rates better in 2026?
Floating SORA (2.5%) cheaper now; fixed for stability[2]. Use Bank Rates .
Post-purchase financing for renovations?
Renovation loans up to S$30K; equity loans for larger A&A (under 50% GFA)[1]. Link to Aircon Services ">aircon services for maintenance.
Homejourney prioritizes your safety with verified data and transparent tools. Explore Landed Housing Development for sale today and secure your D11 dream home securely.
