East Village Home Loan and Financing Guide

The East Village Home Loan and Financing Guide helps Singapore buyers secure optimal financing for units at this prime freehold condo on Upper Changi Road in District 16. Homejourney verifies all data to ensure transparency and safety in your property journey.

East Village Property Overview

East Village is a freehold condominium completed in 2014 by World Class Developments (Bedok) Pte Ltd, featuring 90 residential units across 4 storeys at 430-432 Upper Changi Road, Bedok (D16). This mixed-use development blends residential living with ground-floor commercial amenities, offering units from 409 sqft 1-bedroom layouts to larger 1,668 sqft 3-bedroom options.[2][1]

Buyers appreciate its rarity as a freehold asset in the growing Upper East Coast area, with strong lifestyle appeal near Bedok MRT and East Coast Park. Current resale prices range from S$1,157 to S$1,853 psf, with recent transactions like a 441 sqft unit at S$1,786 psf and 409 sqft at S$788,000.[1][3]

View all units for sale at East Village on Homejourney's trusted platform: https://www.homejourney.sg/search?q=East%20Village&status=For+Sale.

Available Units for Sale and Price Expectations

Popular units include 1-bedroom (409-538 sqft) starting around S$758,000-S$788,000 at S$1,517-S$1,853 psf, and 2-bedroom (624-732 sqft) from S$768,000 upwards.[1][8] Larger 3-bedroom units (up to 1,668 sqft) have transacted near S$1,060,000 for 883 sqft.[7]

As of late 2025, expect 6+ units listed, with 1-bed dominating at 34% rental volume indicator for investor appeal.[3][4] Prices reflect steady appreciation from historical lows of S$846 psf in 2018.[3]

For detailed listings and East Village for sale options, browse Homejourney property search. See transaction history at East Village project analysis.

Why Choose East Village for Your Next Buy

Freehold Tenure: Permanent ownership in D16, unlike 99-year leases.
Lifestyle Perks: On-site shops, near Bedok Reservoir Park and East Coast beaches.
Investment Edge: 4.7% rental yield with 1-bed rents at S$2,600-S$3,000 monthly.[3][1]
Low Density: Just 90 units for privacy.

Location Advantages in Bedok D16

Just 800m (10-min walk) from Bedok MRT (EW5), with quick access to Tanah Merah MRT and upcoming Thomson-East Coast Line. Nearby schools: Bedok Green Primary (1.2km), Fengshan Primary (1.5km), Anglican High School (1.8km).

Amenities include Cold Storage, MCP Fairmart supermarkets, and East Village mall on-site. Enjoy Bedok Reservoir for jogging (1km away) and Upper East Coast beaches (5-min drive).[3]

D16's growth boosts property investment potential near future URA-planned enhancements.

East Village Home Loan and Financing Guide: Key Calculations

Homejourney prioritizes your safety with verified financing tools. For a S$800,000 1-bed unit (441 sqft at ~S$1,800 psf):

Downpayment: 25% (S$200,000) for loans up to 75% LTV; use CPF Ordinary Account (OA) up to available balance.[7]
Monthly Payment (2.5% 30-yr loan): ~S$2,500 on S$600,000 loan (use Homejourney mortgage calculator for precision).
ABSD: 0% for first-time Singaporean buyers; 17% for second property; 60% for foreigners on top of purchase price.

For 2-bed S$1.2M (700 sqft): Downpayment S$300,000, monthly ~S$3,800. CPF Housing Grants up to S$80,000 for eligible first-timers. Always consult banks for latest rates via Homejourney bank rates.

Unit Type	Size (sqft)	Price Range	Est. Monthly (2.5% 30yr)
1-Bed	441	S$788K	S$2,500
2-Bed	700	S$1.1M-S$1.2M	S$3,500-S$3,800
3-Bed	1,200	S$1.5M+	S$4,800+

Estimates based on URA data; actuals vary by credit and rates. Disclaimer: Not financial advice—verify with professionals.[1][2][3]

Price Analysis and Investment Potential

PSF averages S$1,152-S$1,276 recently, up from historical lows, outperforming some D16 peers.[3] Rental yields at 4.7% with 1-bed at S$2,800-S$3,000 (S$5-7 psf).[1][5]

Capital growth outlook strong due to D16 demand and freehold status; expect 3-5% annual appreciation. Tenant pool: Expats near Changi Airport, families by schools.[3]

Explore East Village Price Trends & Market Analysis on Homejourney.

Step-by-Step Buying Process at East Village

Search & Shortlist: Use Homejourney property search for verified available units.
Financing Pre-approval: Check affordability at bank-rates.
Viewing: Schedule with Homejourney agents.
Offer & Option Fee: 1% of price; exercise within 14-21 days.
Lawyer & Completion: 8-12 weeks; prepare NRIC, income proof, CPF statements.

Homejourney ensures secure transactions with verified agents.

FAQ: East Village Financing Questions

Q: What is the typical downpayment for East Village condos?
A: 25% for most buyers (e.g., S$200K on S$800K unit), payable via cash/CPF. First-timers may qualify for lower via grants.

Q: Can foreigners buy East Village units?
A: Yes, but with 60% ABSD on freehold condos; expect higher financing hurdles (60% LTV max).

Q: How to calculate CPF usage for East Village purchase?
A: Use OA savings up to purchase price less downpayment; accrual interest applies. Try Homejourney's tool.

Q: What are current East Village resale prices in D16?
A: S$1,157-S$1,853 psf; 1-beds ~S$788K. View live data on projects directory.

Q: Is East Village a good investment for buy condo in Bedok?
A: Yes, with 4.7% yields and freehold upside. Compare via Homejourney analytics.

Ready to buy? Contact a Homejourney agent