461 Segar Road HDB Price Trends: Key Insights for Buyers
461 Segar Road HDB flats in Bukit Panjang have seen resale prices ranging from S$560,000 to S$670,000 in recent 2025 transactions, with the highest at S$670,000 for a 4-room unit in August 2025.[2][4] This 99-year leasehold block, built in 2012, consists of 90 units of 4-room flats averaging 92 sqm, showing steady appreciation amid Bukit Panjang's family-friendly appeal.[5][9] Homejourney verifies these trends to help you make safe, informed decisions on 461 Segar Road HDB Price Trends and Resale Analysis.
As part of our pillar content on Bukit Panjang HDB resale flats, this cluster dives into specific data for Block 461, offering tactical advice for first-time buyers, upgraders, and investors eyeing Bukit Panjang for sale options.461 Segar Road HDB For Sale: Ultimate Bukit Panjang Resale Guide | Homejourney
Recent Resale Transactions at 461 Segar Road
Transaction data reveals a clear upward trend. In 2025, prices climbed from S$560,000 (July, #1-XX) to S$670,000 (August, #13-XX), with psf values hitting S$670.[2] Earlier sales include S$620,000 twice in June 2025 and S$618,000 in April, reflecting strong demand for mid-floor units.[2] Rental yields average S$3,000-S$3,300 monthly for 4-room units, supporting investment potential.[2]
| Date | Unit/Floor | Price (S$) | PSF (S$) |
|---|---|---|---|
| Aug 2025 | #13-XX | 670,000 | 670 |
| Aug 2025 | #10-XX | 640,000 | 640 |
| Jul 2025 | #1-XX | 560,000 | 560 |
| Jun 2025 | #4-XX & #10-XX | 620,000 | 620 |
Compared to nearby Segar Road blocks like 459 or 548B (3-room at S$460K-S$513K), 461's 4-room flats command premiums due to larger size and location near Segar LRT.[1][6] HDB Resale Price Index at 203.70 (2025-Q3) underscores market stability.[3]
Factors Driving 461 Segar Road Price Trends
Bukit Panjang flat prices at Block 461 benefit from proximity to Segar LRT (2-5 min walk), Hillview MRT, and amenities like Bukit Panjang Plaza.[6] Family appeal drives demand, with prices up ~20% from 2021 lows of S$440K-S$490K.[2] Cooling measures like ABSD (60% for foreigners in 2026) and LTV limits (75% for first-timers) temper growth, but local buyers using CPF see strong value.Projects Directory
Insider tip: Higher floors (#10-13) fetch 5-10% more (e.g., S$670K vs S$560K low-floor), ideal for views over Jelutung Park.[1][2] Check Homejourney's property search for verified 461 Segar Road for sale listings.Property Search
HDB Resale Regulations for Buyers
Singapore's HDB rules require Minimum Occupation Period (MOP) completion (5 years for 2012 builds). First-timers enjoy MSR (30% of income) and TDSR compliance. Use CPF Ordinary Account for downpayments up to 20%, with grants like EHG up to S$80K for eligible buyers. Always verify eligibility via HDB portal; Homejourney simplifies this with trusted tools.
Financial Breakdown for Buying 461 Segar Road HDB
For a S$650K flat: Additional Buyer's Stamp Duty (ABSD) is 17% for PRs, 60% for foreigners (2026 rates). Cash needed: 5-25% downpayment (S$32.5K-S$162.5K), agent fees (S$2K-S$5K), legal fees (S$2K-S$3K). Compare loans via Bank Rates for best rates under 4% p.a. Total hidden costs: 3-5% of price.
- Downpayment: Min 5% (S$32.5K) with HDB loan
- Monthly Instalment: ~S$2,500 (25-yr loan, 2.6% rate)
- CPF Usage: Up to purchase price less outstanding loan
- Grants: Proximity Housing Grant (S$20K) if near parents
Post-purchase, budget for maintenance like aircon servicing.Aircon Services
Pros, Cons & Decision Framework
| Pros | Cons |
|---|---|
| Excellent transport (LRT 300m) Appreciating prices (+20% since 2021) | 99-yr leasehold Competition from newer BTOs |
| Rental yield ~5% (S$3K/mo) | ABSD for non-citizens |
Buy if: Family needs space near schools (Senja-Cashew, 800m walk). Avoid if seeking freehold. Use Homejourney's tools for personalized analysis.
Common Mistakes & How to Avoid Them
- Overlooking MOP: Confirm seller's MOP end-date via HDB Millennium.
- Ignoring PSF Trends: Target under S$650 psf for value; recent avg S$640.[2]
- Skipping Valuation: HDB valuation caps price; budget 1-2% variance.
- Forgetting Upkeep: Factor S$5K/yr for renovations/maintenance.
Real example: A 2024 buyer paid S$595K but faced resale delays due to unverified docs—always use verified platforms like Homejourney.
Next Steps for Bukit Panjang HDB Buyers
1. Search verified Segar Road listings on Homejourney.Property Search
2. Calculate affordability with our mortgage tools.Mortgage Rates
3. Book viewings transparently via platform.
4. Consult HDB-resale experts for free advice.
Homejourney prioritizes your safety with verified data and customer feedback-driven updates.
FAQ: 461 Segar Road HDB Price Trends and Resale Analysis
What are the latest prices for 461 Segar Road for sale?
Recent sales: S$670K (Aug 2025, high-floor) to S$560K (low-floor). Current listings ~S$628K-S$640K.[2][6]
Is 461 Segar Road a good investment?
Yes, with 5% yields and price growth, but check lease decay and compare via Projects .[1][2]
Can foreigners buy HDB resale here?
Yes, after MOP, but 60% ABSD applies (2026). PRs pay 5%. Verify on HDB site.
How does it compare to other Bukit Panjang HDB for sale?
Higher than 3-room (S$460K-S$513K nearby), due to size/location.[1]
What's the rental potential?
S$3,000-S$3,300/mo for 4-room, stable demand from professionals.[2]
Explore our full Bukit Panjang HDB Resale Guide pillar for more. Start your safe journey with Homejourney today—search 461 Segar Road HDB Price Trends and Resale Analysis now!
References
- Singapore Property Market Analysis 2 (2026)
- Singapore Property Market Analysis 4 (2026)
- Singapore Property Market Analysis 5 (2026)
- Singapore Property Market Analysis 9 (2026)
- Singapore Property Market Analysis 1 (2026)
- Singapore Property Market Analysis 6 (2026)
- Singapore Property Market Analysis 3 (2026)
