424C Yishun Avenue 11 HDB Investment Analysis: Strong Growth Potential for Savvy Buyers
424C Yishun Avenue 11 offers solid growth potential for HDB investors, with resale prices ranging from S$410,000 to S$516,000 (S$569-S$715 psf) and steady rental demand at S$2,400-S$3,600 monthly.[1][2][3][5] Completed in 2015 with 99-year leasehold tenure from then (about 90 years remaining), this 13-floor block in Yishun's Orchid Spring @ Yishun development benefits from proximity to Yishun MRT (walking distance) and upcoming infrastructure upgrades driving 5-8% annual appreciation potential through 2026.[1][2][6]
At Homejourney, we prioritize user safety by verifying all property data, helping you make confident decisions in Singapore's HDB resale market. This cluster article dives into 424C Yishun Avenue 11 HDB Investment Analysis: Growth Potential, linking back to our pillar guide on Yishun HDB Investment Strategies for comprehensive insights.
Why 424C Yishun Avenue 11 Stands Out for Investment Growth
Located at Block 424C Yishun Avenue 11 (S)763424 in District 27, this HDB block features 3-room (67 sqm) and 4-room (92 sqm) units ideal for young families or rental investors.[1][2][3] Its TOP in 2015 positions it as a mature estate with proven stability, yet Yishun's transformation—including new MRT lines and commercial hubs—fuels upside.[2][6]
Recent resale data shows resilience: 3-room units sold at S$410,000-S$468,000 (Jul 2024), while 4-room fetched S$525,000-S$558,000 (2025 transactions).[3][4] Rental transactions hit S$2,800-S$3,200 (2025), yielding 4-5% gross returns, outperforming Yishun averages.[3][4] Homejourney's verified data confirms this as a low-risk entry for buy HDB investors eyeing HDB resale growth.
Key Growth Drivers
- Connectivity Boost: 5-10 min walk to Yishun MRT (NS Line), with North-South Corridor enhancements by 2026 improving access to CBD.[2]
- Amenities Surge: Nearby Nee Soon Polyclinic, Yishun Community Hospital, and future Yishun Sentral mall drive tenant demand. See our 424C Yishun Ave 11 Amenities & Lifestyle Guide | Homejourney ">424C Yishun Ave 11 Amenities Guide.[2]
- Demographic Appeal: Family-friendly with schools like Yishun Primary (800m away), attracting stable renters.[1]
Resale Price Trends and Projections for 2026
Flat prices at 424C Yishun Avenue 11 have risen 10-15% since 2024, from S$535 psf lows to S$693-S$715 psf highs.[1][5] A high-floor 721 sqft 3-room unit listed at S$516,000 (NS-facing, windy) exemplifies premium potential.[5] Compare to Yishun HDB for sale averages: this block trades at a 5% discount to newer estates, offering entry value.[2]
| Flat Type | Recent Sale (2024-2025) | PSF | 2026 Projection |
|---|---|---|---|
| 3-Room (67 sqm) | S$410K-S$468K[3] | S$569-S$649 | S$450K-S$510K (+8-10%) |
| 4-Room (92 sqm) | S$525K-S$558K[4] | S$5,707-S$6,065 psqm | S$570K-S$620K (+9%) |
Projections based on HDB resale trends and URA data; actuals depend on market cooling measures. Track via Homejourney's Projects Directory ">projects directory and 424C Yishun Avenue 11 HDB Price Trends: 2026 Resale Analysis ">424C Price Trends Analysis.
Financial Analysis: ROI, CPF, and Costs
Investors can leverage CPF for up to 80% LTV (first-time buyers), subject to MSR/TDSR (income caps at 30%/55%).[HDB Official] Expect ABSD of 17% for foreigners on Yishun for sale properties over S$1.8M, but 424C units stay under threshold.[MAS] Additional Buyer's Stamp Duty (BSD) adds 1-5% on value.
Sample Costs for S$500K 4-Room Purchase:
- Downpayment: S$100K (20%, CPF/cash)
- BSD: ~S$15K
- Legal Fees: S$2-3K
- Agent Fee: 1% (~S$5K, negotiable)
- Total Upfront: S$122K-S$128K
Monthly loan at 2.6% (fixed): S$1,600 (30 years).[5] Rental yield covers 80-100% costs. Check Bank Rates ">Homejourney bank rates for latest HDB loans. Disclaimer: Not financial advice; consult licensed advisors.
Risks, Pros/Cons, and Decision Framework
Pros: Affordable entry (S$475K+), high occupancy (95%+), infrastructure uplift.[2][3]
Cons: 99-year lease decay (90 years left), Yishun's non-central appeal limits premium growth vs. Punggol.
- Assess Lease: >80 years ideal for banks.
- Yield Calc: Rental/Sale Price >4% target.
- Comp Check: Vs. nearby 424A/B/D via Property Search ">Homejourney search.
- Future Value: Factor MRT upgrades (URA Master Plan).
- Exit Strategy: Hold 3-5 years for 20% gain.
Avoid pitfalls like overpaying (cap at median psf) or ignoring maintenance—budget S$5K/year. Link to our Yishun HDB Buying Guide: Loans and CPF Usage | Homejourney ">Yishun HDB Buying Guide.
FAQ
Is 424C Yishun Avenue 11 a good HDB investment?
Yes, with 5-8% growth potential from rentals (S$3K+/mo) and resale upside, but verify via Homejourney.[1][3]
What are current 424C Yishun Avenue 11 for sale prices?
3-room: S$410K-S$468K; 4-room: S$525K-S$558K (2024-2025 data).[3][4][5]
Can foreigners buy Yishun HDB flats like 424C?
Yes, resale HDB allowed post-MOP, but ABSD applies (8-17%). Check HDB rules.[HDB]
How to finance 424C Yishun flat purchase?
Use CPF Ordinary Account up to LTV limits; compare rates on Mortgage Rates ">Homejourney mortgage rates.
What's the rental yield at 424C Yishun Avenue 11?
4-5% gross (S$2,800-S$3,600/mo vs. S$500K value).[3][4]
Ready to explore 424C Yishun Avenue 11 for sale or Yishun HDB for sale? Search verified listings on Property Search ">Homejourney for safe, transparent transactions. For maintenance post-purchase, see Aircon Services ">aircon services. Dive deeper in our Yishun HDB pillar guide.
