Landed Housing Development Home Loan and Financing Guide

Securing a home loan for Landed Housing Development at Dunbar Walk in District 15 requires understanding Singapore's specific lending rules for private landed properties, including LTV limits of up to 75% for first-time buyers and TDSR caps at 55% of gross income.

This cluster guide provides actionable financing steps tailored to this premium East Coast development, linking back to our comprehensive Landed Housing Development project analysis. Homejourney prioritizes your safety with verified data and transparent advice to build trust in every transaction.

Property Overview: Why Landed Housing Development Stands Out

Landed Housing Development on Dunbar Walk, Marine Parade, offers exclusive semi-detached and terrace units in the heart of D15, appealing to families and investors seeking prestige and convenience.

Buyers love its low-density layout, mature greenery, and proximity to East Coast Park. As a freehold development, it holds strong value in Singapore's competitive market. Current listings show robust demand, with units averaging S$3.5M–S$6M based on size and condition.

Developer reputation underscores quality construction, making it a safe bet for long-term ownership. View all units for sale at Landed Housing Development on Homejourney today.

Available Units for Sale and Price Expectations

Typical units include 4-5 bedroom semi-detached homes (4,000–5,500 sq ft) and terrace houses (3,000–4,000 sq ft), with penthouse-style attics in select units.

2026 price ranges: S$3.8M–S$4.5M (PSF S$850–S$1,000) for terraces; S$5M–S$7M (PSF S$950–S$1,200) for semi-D. Most popular are 5BR semi-D for families. Limited available units create urgency—check Homejourney's property search for real-time listings.

Disclaimer: Prices are estimates from recent URA transactions; actuals vary. Read our Landed Housing Development D15 Price Trends & Analysis | Homejourney ">D15 Price Trends & Analysis for details.

Why Buy at Landed Housing Development

• Prime Lifestyle: Quiet enclave with private gardens, ideal for family living in East Coast.
• Investment Edge: Freehold status ensures enduring value amid D15's growth.
• Unique Features: Spacious layouts, renovated modern kitchens, and attic flexibility for home offices.

Homejourney verifies all listings for your peace of mind, fostering a trusted buying environment. Pair with our Landed Housing Development Unit Types & Size Guide for Buyers | Homejourney ">Unit Types & Size Guide for informed choices.

Location Advantages in District 15

Dunbar Walk is 800m (10-min walk) from upcoming Marine Terrace MRT (Thomson-East Coast Line) and 1.2km from Eunos MRT.

Top schools: Chung Cheng High (East Campus) 1km away, Tao Nan School 1.5km, international options like Stamford American within 3km. Shop at Parkway Parade (1.5km) or Bedok Mall (2km); East Coast Park for recreation is doorstep.

D15's East Coast vibe offers beach access and hawker centres—insider tip: Siglap Centre wet market (5-min drive) for fresh produce. Explore Projects Directory ">Homejourney projects directory for nearby D15 properties.

Landed Housing Development Home Loan and Financing Guide

For private landed properties like those at Dunbar Walk, bank loans dominate as HDB loans apply only to flats. Key rules from MAS: LTV up to 75% for first-time Singaporean buyers (55% for second property), 60% ABSD for foreigners.

Down payments: 25% minimum (5% cash, rest CPF/cash); expats often 25–40%. TDSR limits repayments to 55% of gross income. Interest rates hover at 2.5–3.5% (2026 estimates).

Estimated Monthly Payments (30-year tenure, 3% rate):

• S$4M unit (75% LTV): ~S$13,000/month
• S$6M unit: ~S$19,500/month

CPF Ordinary Account funds (up to limits) reduce cash outlay. Foreigners need SLA approval for landed; PRs fare better. Use Homejourney's mortgage calculator Bank Rates for personalized checks. Self-employed face 30% income haircut.

ABSD Breakdown

• Singapore Citizen first property: 0%
• Second property: 20%
• PR first: 5%, second: 30%
• Foreigner: 60%

Grants unavailable for private landed. Insider tip: Time purchases pre-budget changes for optimal ABSD.

Price Analysis and Investment Potential

2026 PSF trends: +5–7% YoY in D15, outperforming islandwide. Vs. nearby Marine Parade condos (S$2,200 PSF), landed offers superior space-value. Historical appreciation: 40% over 5 years per URA data.

Rental yields: 2.5–3.5% (S$12K–S$20K/month for 5BR). Strong tenant demand from expats near East Coast. Future uplift from Thomson-East Coast Line completion. See detailed price trends.

Step-by-Step Buying Process

1. Get IPA: Apply at banks via Homejourney for borrowing power (1–3 days).
2. Search & View: Use Homejourney property search.
3. Exercise Option: Pay 1% fee; prepare docs (NRIC, income proof, CPF statements).
4. Financing: Finalize loan (2–4 weeks); pay down payment.
5. Completion: 8–12 weeks; TOP for new units.

Engage lawyers and agents via Homejourney agents. Post-purchase, consider Aircon Services ">aircon services for maintenance.

FAQ: Landed Housing Development Financing

Can foreigners buy and finance landed properties here?
Yes, with SLA approval, but 60% ABSD and LTV ≤75%. PRs have easier access.

What's the max loan tenure for a S$5M unit?
Up to 35 years, capped at age 65. Use our calculator.

How much CPF can I use?
Up to available OA balance, post-LTV. Check HDB/CPF portals.

Is refinancing possible post-purchase?
Yes, after MOP equivalent, for equity release (not HDB flats).

Any grants for D15 landed?
No; only for HDB/resale flats.

Ready to invest? Browse available units, calculate affordability at bank rates, or schedule a viewing with Homejourney. Trust us for verified, safe property journeys in Singapore.