Costs of Recovering Unpaid Rent via Small Claims Tribunal | Homejourney
Recovering unpaid rent via Small Claims Tribunal (SCT) in Singapore costs landlords $10-$50 in filing fees, plus potential sheriff fees of $50-$200 if enforcing judgment, with most costs recoverable if you win.[1][4]
Homejourney prioritizes your safety by verifying rental listings at https://www.homejourney.sg/search?status=For+Rent, helping you avoid tenant not paying issues from the start. This cluster focuses on SCT costs for rental arrears up to $20,000, linking back to our pillar Recover Unpaid Rent in Singapore: Legal Guide for full options.
Why Small Claims Tribunal for Unpaid Rent Recovery?
The SCT handles residential tenancy disputes like unpaid rent and rental arrears legal claims up to $20,000 (or $30,000 with consent), without needing lawyers.[2][4][5] Ideal for landlords when tenants ignore demand letters—see our Step-by-Step Guide to Issuing Demand Letters.
No specific tenant protection act exists; rights stem from tenancy agreements, common law, and the Conveyancing and Law of Property Act. SCT offers quick resolution (1-3 months) with low barriers.[1][3]
Key eligibility: Residential leases ≤2 years, claims ≤$20,000. Excludes possession orders—pair with eviction processes from our Costs of Evicting Tenant via SCT.[4]
Detailed Cost Breakdown: Recover Rent via SCT
Costs are tiered by claim amount, distinguishing consumers (tenants) from non-consumers (landlords).[4] As a landlord, expect these for sue tenant rent claims:
| Claim Amount | Landlord Filing Fee | Tenant Filing Fee |
|---|---|---|
| ≤$5,000 | $50 | $10 |
| $5,001-$10,000 | $100 | $20 |
| $10,001-$20,000 | 3% of claim | 1% of claim |
Source: Singapore Courts SCT guidelines.[4] Example: $15,000 arrears = $450 filing for landlord. Winners recover fees from loser.[1]
- Additional fees: Hearing adjournment $50; enforcement writs (seizure/sale) $50-$200 via sheriff, deducted from assets.[1]
- Mediation first: Free at Community Mediation Centres (CMC) before SCT—90% success rate, saves costs.[4]
- No lawyer fees: Self-represent; optional consult $200-$500/hour.[3]
Total for simple case: $50-$200. For HDB rentals, check subletting rules via HDB portal before filing.[3]
Step-by-Step: Filing SCT Claim for Unpaid Rent
Follow these actionable steps to recover rent efficiently:
- Try mediation: Contact CMC (free, 3-5 days appointment). Document all attempts.[4]
- File online: Via State Courts portal (communityjudges.gov.sg). Create account, submit e-form with claim details.[1][5]
- Gather evidence: Tenancy agreement (stamped if ≥1 year, 0.4% duty per Stamp Duties Act), rent receipts, WhatsApp/SMS demands, bank statements showing arrears.[2]
- Attend consultation/hearing: 1-2 hours at State Courts (Harcourt Rd, Tanglin). Present case; tribunal decides on spot.[5]
- Enforce judgment: If win, apply for writ of seizure/sale. Sheriff auctions tenant goods (4-week grace under CLPA s18A).[1]
Timeline: Filing to hearing: 1 month; enforcement: 1-2 months. Track via portal.[1]
Pro tip: Include legal cost recovery clause in future leases. Homejourney listings at https://www.homejourney.sg/search?status=For+Rent often feature vetted tenants with clear terms.
Evidence Tips for Winning Unpaid Rent Claims
Strong evidence boosts win rates (high with documentation).[3] Organize digitally:
- Photos of property (move-in/out).
- Payment records (bank transfers, cheques).
- Demand letters (7-14 day notice).[1]
- Witness statements (agents, neighbors).
- Arrears calculation spreadsheet.
For private condos like Tanjong Rhu units, highlight market rent evidence from projects directory. HDB landlords: Include HDB approval letter.[2]
Disclaimer: This is general info; consult professionals for advice. Homejourney connects you to trusted agents at https://www.homejourney.sg/agents.
Preventing Future Rental Arrears
Avoid tenant not paying disputes:
- Screen tenants via Homejourney verified listings.
- Require 2 months' deposit + 1 month advance.
- Monthly bank GIRO for rent.
- Include dispute clauses covering SCT costs.
- Tax rental income per IRAS; track via bank-rates for financing.
For post-eviction recovery, see Recovering Unpaid Rent After Eviction.[1]
FAQ: Costs of Recovering Unpaid Rent via Small Claims Tribunal
What is the filing fee to sue for unpaid rent at SCT?
$50 for ≤$5k (landlords), up to 3% for $20k claims. Recoverable if you win.[4]
Can I claim over $20,000 unpaid rent?
No, escalate to Magistrate’s Court (lawyer needed, $1,000+). Use SCT first for portions ≤$20k.[1][3]
How long to recover rent arrears via SCT?
1-3 months total; faster with evidence and no disputes.[1]
Do I pay sheriff fees for enforcement?
$50-$200, deducted from seized goods.[1]
Is mediation free before SCT?
Yes, via CMC—recommended first step.[4]
Trust Homejourney for transparent rentals minimizing disputes. Search verified properties at https://www.homejourney.sg/search?status=For+Rent or connect with agents at https://www.homejourney.sg/agents. For full guidance, read our pillar Recover Unpaid Rent in Singapore.









