Belle Vue Residences Home Loan and Financing Guide | Homejourney

Securing a home loan for Belle Vue Residences on Oxley Walk requires understanding Singapore's financing rules, from down payments to ABSD rates. This guide provides actionable steps, payment estimates, and tools to help you buy confidently through Homejourney's trusted platform.

At Homejourney, we prioritize your safety with verified listings and transparent financing advice. Explore Belle Vue Residences for sale units while planning your purchase.

Belle Vue Residences Overview: Why Finance Here?

Belle Vue Residences is a freehold condominium completed in 2011 by Winquest Investment Pte Ltd (sister company of Wing Tai Holdings), featuring 176 spacious units from 1,798 to 5,005 sqft across 10 low-rise blocks on 247,609 sqft of lush land at 33 Oxley Walk, D09 (Orchard/River Valley).[1][2][3]

Buyers love its holiday-villa vibe with facilities like lap pool, gym, sauna, Jacuzzi, clubhouse, and playground amid tropical gardens. Current PSF ranges S$1,600–S$2,747, with sale prices up to S$5M for renovated 4-bed units.[1][9] This cluster connects to our pillar on D09 properties and links to detailed project analysis.

Insider tip: Units near Fort Canning Park offer unbeatable greenery views, rare in central Singapore—perfect for families or investors eyeing appreciation.

Available Units for Sale & Price Ranges (2026)

Popular units include 3-bed (1,798–3,531 sqft), 4-bed (2,347–4,090 sqft), and penthouses (5,005 sqft). Recent sales: 4-bed at S$5M (S$2,497 psf, 2,002 sqft); rentals S$8,500–S$16,000.[5][6][9]

3-Bed: S$3M–S$4.5M (S$2,000–S$2,500 psf)
4-Bed: S$4.5M–S$6M (S$2,200–S$2,800 psf)
Penthouses: S$8M+ (S$2,500+ psf)

Disclaimer: Prices fluctuate; verify latest via Homejourney's verified listings. Browse available units for sale at Belle Vue Residences.

Financing Your Belle Vue Residences Purchase: Key Rules

Singapore buyers face LTV limits (55–75% loan-to-value), TDSR (60% debt servicing ratio), and MSR for first-timers. Freehold condos like this qualify for CPF Ordinary Account usage up to purchase price.[1]

Down Payment: 25% for second property (15% cash + 10% CPF); first-timers 5–10%.[7]
ABSD: 0% first-timer Singaporean; 17% second; 60% foreigners (2026 rates).[4]
Interest Rates: 2–3% fixed (check Homejourney bank rates for latest).

Link to project trends for URA transaction history. For unit details, see Belle Vue Residences Unit Types & Size Guide.

Monthly Repayment Estimates for Belle Vue Units

Using 2.5% interest over 25 years (75% LTV):

Unit Type	Price	Loan (75%)	Monthly
3-Bed (2,500 sqft)	S$5M	S$3.75M	S$19,500
4-Bed (3,500 sqft)	S$7M	S$5.25M	S$27,300
Penthouse	S$10M	S$7.5M	S$39,000

Calculate your exact affordability with Homejourney's mortgage calculator. First-timers: Use CPF grants up to S$80K.

Step-by-Step Buying Process for Belle Vue Residences

Follow these steps for a secure purchase:

Search & Shortlist: Use Homejourney property search for verified Singapore condo for sale listings.
Financing Pre-Approval: Get HDB/ bank letter via bank rates.
Exercise Option to Purchase (OTP): 1–14 days validity; pay S$1K–S$10K.
Pay Downpayment (5–25%): Within 2 weeks; use CPF.
Sign Sale & Purchase Agreement: Pay remaining 75%; lawyer reviews.
Completion: 8–12 weeks; secure title via Homejourney-vetted agents.

Contact an agent for viewings. Read Belle Vue Residences Price Trends for data.

Location & Investment Perks Boosting Financing Appeal

10-min walk to Dhoby Ghaut/Fort Canning MRT (NS/Circle/DT Lines).[2][4] Near River Valley Primary (1.6km), Plaza Singapura (1.3km), Fort Canning Park. Strong tenant demand: Yields 3–4% (S$8K–S$16K rents).[5][6]

Appreciation: D09 freeholds like this outperform; check transaction history. Future uplift from nearby developments.