Types of Properties Foreigners Can Buy in Singapore | Homejourney

Foreigners can buy private condominiums, apartments, commercial properties, and privatized Executive Condominiums (ECs) in Singapore without prior approval. Landed properties require rare Singapore Land Authority (SLA) approval, except in Sentosa Cove. This cluster article details these options for safe, informed decisions, linking to our pillar guide on Property Investment for Foreigners in Singapore: 2025 Guide.[1][2][3]

Why Understanding Property Types Matters for Foreign Buyers

Singapore's property market welcomes foreigners but enforces strict rules to prioritize citizens. In 2025, with 60% Additional Buyer's Stamp Duty (ABSD) on residential purchases, choosing the right type minimizes costs and risks.[1][2] Homejourney verifies listings for user safety, helping Japanese buyers and others navigate confidently.

Common misconception: All properties are open to foreigners. Reality: HDB flats are off-limits except as essential occupiers with Singaporean spouses.[1][4] Focus on unrestricted types for hassle-free investment.

Private Condominiums and Apartments: The Go-To Choice

These are the most accessible for foreigners, including Japan citizens. No approval needed; buy units in multi-story developments (six stories or more).[3][5] Prime spots like Orchard Road or Marina Bay offer luxury, with prices from S$1.5-5 million.

Insider tip: Check freehold vs 99-year leasehold. Freehold properties in areas like District 10 retain value longer. Use Homejourney's property search for verified listings.[1]

Pros: High rental yields (3-5%), liquidity, amenities like pools and gyms.
Cons: 60% ABSD adds S$1.2 million on a S$2 million unit.[1][2]

For Japanese investors, condos suit short-term stays or rentals. See our Japanese Citizens Buying Property Guide.[1]

Executive Condominiums (ECs): Privatized Options Only

New or young ECs (under 10 years) are restricted to Singaporeans/PRs. Fully privatized ECs (over 10 years post-TOP) become private condos, open to all foreigners.[3]

EC Type	Foreigner Eligibility
New/Young (<10 years)	Not eligible[3]
Privatized (>10 years)	Eligible, like condos[3]

Example: Piermont Grand EC (privatized soon) in Punggol offers value. ABSD applies at 60%.[1][3] Homejourney's projects directory tracks these.

Landed Properties: Restricted but Possible in Sentosa Cove

Mainland landed homes (bungalows, semi-Ds, terraces) need SLA approval: 5+ years PR status and exceptional economic contribution.[4] Rare for most, including Japanese buyers.

Exception: Sentosa Cove landed homes (good class bungalows, cluster houses) allow foreigner purchases with approval. Waterfront luxury, prices S$10-50 million. Conditions: 5-10 year hold, residential use only.[2][6]

Strata-titled landed in approved condos (e.g., some Tanglin developments) are unrestricted.[3] Approval process: Submit via SLA portal, expect 3-6 months.[4]

Commercial and Industrial Properties: No Restrictions

Foreigners face zero ownership limits here, ABSD-exempt. Ideal for Japanese investors seeking yields without residential taxes.[1][7]

Shophouses in Chinatown: S$3-10 million, 4% yields.
Industrial spaces in Jurong: Lower entry, stable demand.

Tip: Pair with company setup for tax benefits. Homejourney prioritizes verified commercial listings for safe transactions.[1]

Key Costs and Regulations for 2025

BSD tiers: 1-6% progressive.[2] ABSD: 60% for foreigners on residential.[1] LTV: 50-70% max, tighter for multiples.[1] Property tax higher for non-owner-occupied (up to 36%).[2]

Actionable steps:

Calculate ABSD via ABSD Calculator.
Check financing at bank rates; foreigners pay higher interest.[1]
Engage lawyer for Option to Purchase.

Disclaimer: This is general info; consult professionals. Homejourney verifies data for trust.[1][2]

Decision Framework for Foreign Buyers

Compare options:

Property Type	Approval Needed	ABSD	Best For
Condo/Apartment	No	60%	Investors, families
Privatized EC	No	60%	Value seekers
Sentosa Landed	Yes	60%	HNW individuals
Commercial	No	None	Yield-focused

Avoid mistakes: Skipping ABSD calc or buying unverified listings. Use Homejourney for safety.[1]

FAQ: Types of Properties Foreigners Can Buy in Singapore

Can Japanese buyers purchase condos in Singapore?
Yes, without approval. 60% ABSD applies. Ideal for investors; see our Japan guide.[1][3]

Are HDB flats available to foreigners?
No, except limited essential occupier roles.[1][4]

What landed properties can foreigners buy?
Sentosa Cove with approval; strata-titled in condos unrestricted.[2][3]

Do commercial properties have ABSD?
No, fully open to foreigners.[1][7]

How to start buying?
Search verified options on Homejourney, calc duties, finance via mortgage rates.[1]

Ready to explore types of properties foreigners can buy in Singapore? Start with Homejourney's secure property search and our pillar guide for the full 2025 investment strategy. Prioritizing your safety and trust.