What to Expect From Singapore’s HDB and Condo Markets Next Year: Key Insights for Buyers
Singapore’s HDB and condo markets in 2026 are expected to experience moderated price growth, increased supply, and shifting buyer dynamics, making it a pivotal year for both home seekers and investors. Homejourney delivers trusted, verified guidance to help you navigate these changes safely.
This cluster article supports our broader pillar guide on Singapore property market trends, providing focused, actionable advice for those considering HDB or condo purchases in the coming year. For deeper analysis, see Singapore Property Market Trends and Predictions 2025: Homejourney's Expert Anal... and 2025年新加坡房价走势分析：市场稳中有变 | Homejourney专家指南 .
HDB Market Outlook 2026: Supply Surge and Price Moderation
HDB resale prices are expected to grow at a slower pace in 2026, with projected annual increases of just 3% to 6%, marking a significant cooling compared to previous years. The HDB Resale Price Index rose only 0.4% in Q3 2025, the slowest growth in five years, confirming the market’s softer trajectory[1][5][6].
- Supply Surge: Approximately 13,500 HDB flats will reach their Minimum Occupation Period (MOP) in 2026, up from 8,000 in 2025, dramatically increasing resale inventory[1].
- BTO Launches: More than 15,000 new Build-To-Order (BTO) flats will be launched, part of a larger pipeline of 50,000 units from 2025-2027, further easing supply constraints[1].
- Million-Dollar Flats: While overall price growth is moderating, the number of million-dollar HDB transactions is rising—415 units sold at or above S$1 million in Q2 2025—reflecting continued demand for spacious, well-located flats as private condo prices climb[1].
- Government Policy: Authorities have signaled that the supply spike will be the main driver of price moderation, aiming to curb speculative activity and keep public housing affordable[1].
Actionable Steps for HDB Buyers and Sellers
- Buyers: Consider waiting for the 2026 supply surge if you’re not in urgent need of a home, as increased choices and reduced price pressure are expected[1][6].
- Sellers: 2025 may be the last window for peak pricing in a tight market. Plan exits strategically before the supply influx[1].
- Financing: Review your mortgage options with Homejourney’s bank rates page Bank Rates for the latest rates and safe, transparent financing advice.
- Market Data: Use Homejourney’s projects directory Projects Directory for verified resale transaction statistics and area comparisons.
Condo Market Outlook 2026: Price Stability Amid Limited Supply
Private condo prices are expected to remain elevated, with new launches surpassing S$2.5 million for many units in prime locations. This price point is driving some buyers towards premium HDB flats as a value alternative[1].
- Demand Drivers: Land scarcity and high development costs continue to push up condo prices. The supply of new projects remains limited, supporting price stability and competitive bidding[2].
- Executive Condominiums (ECs): EC prices are set to rise due to higher land costs and limited new launches. Several ECs will reach full privatisation in 2026, expanding the buyer pool and boosting demand[2].
- Upgraders: HDB upgraders are fueling demand for ECs and condos, seeking lifestyle improvements and long-term investment potential[2].
Actionable Steps for Condo Buyers and Investors
- Timing: Act early to secure units before further price increases, especially for ECs with upcoming privatisation milestones[2].
- Location: Assess developments using Homejourney’s verified projects directory Projects for market data and expert comparisons.
- Regulations: Stay alert to policy changes affecting loan limits and foreign ownership, as these can impact affordability and demand[2].
- Maintenance: Plan for ongoing property upkeep with Homejourney’s aircon servicing Aircon Services and trusted post-move support.
Verified Market Statistics: Singapore Property Snapshot
- HDB Resale Price Index growth: 0.4% in Q3 2025, slowest in five years[5][6]
- Million-dollar HDB flats (Q2 2025): 415 transactions at ≥S$1 million[1]
- Projected HDB flats reaching MOP in 2026: ~13,500 units[1]
- Typical new condo launch prices (prime locations): above S$2.5 million[1]
- EC supply: Limited, with privatisation milestones expanding market access[2]
How Homejourney Protects Buyers in a Changing Market
Homejourney’s commitment to user safety is reflected in our rigorous property and agent verification, transparent transaction processes, and continuous user feedback integration. Our platform prioritizes secure financing options, trusted market data, and expert advice, ensuring you can buy or invest with confidence.
For updates on market trends, see Singapore Property Market Trends 2025: What Homejourney Experts Predict and Straits Times Housing News for authoritative news.
Practical Tips for Safe, Strategic Property Decisions in 2026
- Evaluate Buying Timing: Weigh urgency against the benefits of increased supply and moderated prices in 2026.
- Compare Financing: Use Homejourney’s bank rates Bank Rates to secure the safest mortgage deals.
- Access Verified Market Data: Rely on Homejourney’s projects directory Projects Directory for trustworthy statistics and area guides.
- Plan for Maintenance: Protect your investment with reliable aircon and property services Aircon Services .
- Stay Informed: Follow Homejourney’s blog and news partners for the latest regulatory and market updates.
Frequently Asked Questions: Singapore HDB & Condo Markets 2026
Will HDB resale prices fall in 2026?
Prices are expected to grow at a slower pace, not fall, due to a significant increase in supply from MOP flats and new BTO launches[1][5][6].
Why are million-dollar HDB flats still rising despite overall price moderation?
Affluent buyers are choosing spacious, well-located HDB units over expensive private condos, driving up prices at the top end of the public housing market[1].
What is the outlook for condo and EC prices in 2026?
Condo prices are expected to remain high due to land scarcity and limited supply, while EC prices will likely rise further, especially with upcoming privatisation milestones[2].
How does Homejourney ensure safe property transactions?
Homejourney verifies all listings and agents, offers transparent financing options, and integrates user feedback to maintain a secure, trusted environment for buyers.
Where can I get updated market data and safe financing options?
Visit Homejourney’s projects directory Projects Directory for verified market data and bank rates page Bank Rates for financing solutions.
Take the Next Step With Homejourney
Singapore’s property market is entering a new phase. Whether you’re seeking your first HDB flat, upgrading to a condo, or investing in ECs, Homejourney is your trusted partner for safe, verified, and transparent decisions.
Explore our full expert guide on Singapore Property Market Trends and Predictions for 2025 Singapore Property Market Trends and Predictions 2025: Homejourney's Expert Anal... or start your property search today Property Search .
References
Disclaimer
The information provided in this article is for general reference only. For accurate and official information, please visit HDB's official website or consult professional advice from lawyers, real estate agents, bankers, and other relevant professional consultants.
Homejourney is not liable for any damages, losses, or consequences that may result from the use of this information. We are simply sharing information to the best of our knowledge, but we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability of the information contained herein.