Living in Clementi: Why Choose This Area
Clementi stands out as a top choice for living in Clementi: why choose this area due to its excellent connectivity, family-friendly amenities, and strong property value growth, making it perfect for HDB buyers and investors seeking a balanced lifestyle in Singapore's west.[1]
At Homejourney, we prioritize user safety and trust by verifying property data to help you make confident decisions. This cluster article dives into Clementi's appeal, linking back to our comprehensive Singapore HDB Neighbourhood Guide pillar for deeper insights on districts like Clementi.
Prime Location and Connectivity
Clementi offers unmatched accessibility via Clementi MRT (EW17) on the East West Line, just a 5-minute walk from many HDB estates like 724 Clementi West Street 2. Commutes to CBD take 20-25 minutes, while Orchard is reachable in 15-20 minutes by bus or MRT.[1]
Nearby expressways like AYE and PIE ensure smooth drives. For families, proximity to NUS and top schools such as Clementi Primary (10-minute walk) adds value. Insider tip: Exit B from Clementi MRT for quickest access to Clementi Mall and hawker centres – a local shortcut many overlook.
Read more on 724 Clementi West Street 2 Amenities: Schools, Shopping, Transport | Homejourney ">724 Clementi West Street 2 amenities for school and transport details verified by Homejourney.
Vibrant Amenities and Lifestyle
Clementi boasts a lively food scene with hawker centres like Clementi 448 Market & Food Centre offering affordable local eats from S$3-5 per meal. Clementi Mall provides shopping, supermarkets, and cinemas, all within 500m of most HDB flats.[1]
Healthcare is robust with polyclinics and nearby National University Hospital (5-minute drive). Parks like Clementi Town Park offer jogging trails, ideal for active families. Expats praise the blend of quiet neighbourhoods and urban convenience, with condos featuring pools and gyms.[1]
For post-purchase maintenance, check Homejourney's Aircon Services ">aircon services to keep your HDB flat comfortable in Singapore's humid climate.
Property Prices and HDB Resale Market
Clementi HDB resale prices reflect strong demand: 4-room flats at 724 Clementi West Street 2, Clementi West Street 2 recently hit record SGD 1.35 million in early 2026, up due to location perks.[4] Five-room flats reached SGD 1.51 million, with averages for HDB at SGD 400,000-600,000 for smaller units.[1][5]
HDB resale flats suit first-timers under MSR (Monthly Servising Ratio) limits of 30% of income, using CPF for downpayments up to 20% LTV. Investors note steady appreciation; check 724 Clementi West Street 2 HDB Price Trends: 2026 Market Analysis ">724 Clementi West Street 2 HDB price trends for 2026 analysis on Homejourney.[1][4]
Compare financing via Bank Rates ">Homejourney bank rates or explore listings on our Property Search ">property search. Note: Prices fluctuate; consult HDB for latest eligibility (e.g., MOP compliance).
HDB vs Private Options in Clementi
| Type | Avg Price (2026) | Key Features |
|---|---|---|
| Singapore HDB (e.g., 724 Clementi West St 2) | S$400k-S$1.35M[1][4] | Affordable, CPF-friendly, near MRT |
| Condo | S$1M-S$2M[1] | Pools, gyms, expat appeal |
HDB suits Singaporeans under ABSD rules (no extra stamp duty for citizens buying first home). Foreigners face 60% ABSD on resale HDB post-2026; opt for condos instead. Homejourney verifies all data for transparency.
Family-Friendly and Future-Proof Living
With Singapore becoming super-aged by 2026, Clementi's ageing-in-place facilities like community clubs shine.[6] Schools in 1km radius for primary intake boost HDB flat resale value. Low crime and 24/7 security in estates align with Homejourney's safety focus.
Pros: Greenery, value growth. Cons: High humidity requires good ventilation; smaller flat sizes trending.[3] Explore 724 Clementi West Street 2 Flat Types & Facilities | Homejourney ">724 Clementi West Street 2 flat types.
Financial Considerations and Tips
Budget for BSD (up to 4% on resale HDB) and TDSR (60% debt cap). Use CPF Ordinary Account for payments, but retain S$80k+ for retirement. Investors: Clementi yields 2-3% rental returns.[1][2]
Actionable Steps:
- Verify eligibility on HDB portal.
- Use Homejourney's Projects Directory ">projects directory for Clementi HDB comps.
- Calculate loans via Mortgage Rates ">mortgage rates.
- Schedule viewings safely through verified agents on Homejourney.
Disclaimer: This is not financial advice; consult professionals for personalized guidance per MAS/HDB rules.
Common Mistakes to Avoid
Avoid overleveraging amid rising prices – stick to LTV 75% for first HDB. Don't ignore MOP (5 years min). Red flag: Unverified agents; Homejourney ensures trust. Real example: Buyers at Clementi overlooked school distances, impacting resale.[1]
FAQ: Living in Clementi
What are current property prices in Clementi?
4-room HDB resale at ~S$1.35M, 5-room up to S$1.51M in 2026.[4][5]
Is Clementi good for families?
Yes, with top schools, parks, and MRT access within walking distance.[1]
How's the commute from 724 Clementi West Street 2?
5-min walk to Clementi MRT; 20 mins to CBD.[1]
Can foreigners buy HDB in Clementi?
Limited; PRs after 3 years, but high ABSD applies – prefer condos.[1]
Why trust Homejourney for Clementi properties?
We verify listings for safety, drawing from official HDB data.
Ready to explore living in Clementi? Start your safe search on Homejourney's Property Search ">property search and connect to our pillar Singapore HDB Neighbourhood Guide for more. Your trusted partner in Singapore property.
