Edenz Suites Home Loan and Financing Guide
Edenz Suites home loan financing starts with down payments of 25% for first-time buyers, using CPF Ordinary Account funds up to available limits, with monthly repayments around S$2,800-S$3,200 for a S$700,000 unit at 3% interest over 25 years.
Homejourney verifies all Edenz Suites for sale listings at 21 Lorong 28 Geylang to ensure transparency and buyer safety in this freehold D14 development.
Edenz Suites Overview for Financing Planning
Edenz Suites is a boutique freehold apartment completed in 2015 by Admin Holdings Pte Ltd, featuring 34 low-density 1-bedroom and 1+1 bedroom units (441-495 sqft) across 14 floors.
Recent sales range from S$600,000 to S$700,000 at S$1,438-S$1,599 psf, making it accessible for first-time buyers and investors in Geylang, Paya Lebar.[1][2][6]
Positioned near Aljunied MRT (EW9, 5-min walk) and Dakota MRT (CC8), this D14 gem offers strong rental demand and appreciation potential. Homejourney's verified data helps you assess affordability securely.
See detailed price trends and transaction history.
Available Units for Sale and Price Ranges
Current Edenz Suites for sale listings show 1-bedroom units at S$649,999-S$800,000, with popular 441 sqft layouts transacting at S$1,514 psf (e.g., #02-XX at S$668,000 in Jun 2024).[2][6]
- 1-Bedroom (441 sqft): S$600,000-S$680,000 (S$1,400-S$1,550 psf)
- 1+1 Bedroom (495 sqft): S$680,000-S$750,000 (S$1,380-S$1,520 psf)
Browse all available units for sale at Edenz Suites on Homejourney, where every listing is verified for your peace of mind.
Prices reflect 2026 market stability in District 14, with low supply driving value. Read more in our Edenz Suites Price Trends & Market Analysis | Homejourney .
Financing Your Edenz Suites Purchase: Step-by-Step Guide
Homejourney prioritizes user safety by providing accurate financing tools. Here's how to finance an Edenz Suites condo for sale.
- Check Eligibility: Singapore citizens/PRs need min 20% down payment; foreigners 25% + ABSD.
- CPF Usage: Use Ordinary Account (OA) for up to 80% of valuation (min S$20,000 retained). For S$700k unit, max CPF ~S$400k after housing grants.
- Bank Loan: Up to 75% LTV for first property; compare rates via Homejourney bank rates.
- ABSD: 0% first-timer, 17% second property, 60% foreigners (as of 2026 URA rules).
Sample Calculation (S$700,000 unit):
Down payment: S$175,000 (25%) – S$100k CPF + S$75k cash.
Loan: S$525,000 at 3% fixed (25 years) = ~S$2,950/month.
Use Homejourney's mortgage calculator for personalized figures.
Monthly Repayment Breakdown by Unit Size
Estimates exclude insurance/fire insurance (~S$50-100/mth). Always consult banks for TDSR compliance (repayments <60% income).
Location Advantages Boosting Investment Value
At Lorong 28 Geylang, Edenz Suites offers insider perks: 400m to Aljunied MRT (Exit A, 5-min walk), NTUC FairPrice at SingPost Centre (10-min walk), and Geylang Road eateries like Hong Qin Fish & Duck Porridge.[1][2]
- Schools: Geylang Methodist School (PRI, 800m), Broadrick Secondary (1km).
- Amenities: Paya Lebar Square, City Plaza (shopping), Aljunied Market (fresh produce).
- Connectivity: 15-min to CBD via EW Line; future Circle Line enhancements.
This prime D14 spot ensures high tenant demand (rental yields ~4-5%), enhancing financing appeal for investors. Explore unit layouts in Edenz Suites Unit Types & Size Guide for Buyers | Homejourney .
Investment Potential and Rental Yields
Freehold status and low density drive 5-7% annual appreciation (historical psf from S$1,292 in 2018 to S$1,514 in 2024).[6] Rental estimates: S$3,200-S$3,800/mth (S$85-90 psf), yielding 4.5-5.5% gross.
Strong demand from professionals near Paya Lebar Airbase and CBD workers. Future URA plans for mixed developments boost long-term value. Homejourney verifies all data for trusted decisions.
Buying Process for Edenz Suites
Secure your Singapore condo for sale in 4-6 weeks:
- View units via Homejourney search.
- Submit Option to Purchase (OTP, 1% fee).
- Apply for HDB/ bank loan in principle.
- Sign Sale & Purchase Agreement (4% stamp duty).
- Complete with lawyer (8 weeks).
Required docs: NRIC, income proof, CPF statements. Schedule a viewing with a property agent through Homejourney for guided support. Post-purchase, check Aircon Services for maintenance.
FAQ: Edenz Suites Home Loan and Financing
Can I use full CPF for Edenz Suites down payment?
Yes, up to available OA balance after reserves, combined with grants for first-timers (e.g., S$80k proximity grant if eligible).[URA guidelines]
What ABSD applies to foreigners buying Edenz Suites?
60% on residential value over S$1.8M (but for S$700k unit, full 60% ABSD ~S$420k). Verify with IRAS.
Is financing easier for PRs at D14 properties?
PRs treated as second property (17% ABSD), 55% max LTV. Use Homejourney calculator for accuracy.
How does location affect loan approval?
Aljunied proximity boosts lender confidence due to rental income potential.
What's the best loan tenure for investors?
25 years balances payments and yield; consult bank rates page.
Ready to buy? View Edenz Suites for sale on Homejourney – your trusted partner for safe, verified property journeys. Connect to our pillar guide on Edenz Suites For Sale: Properties & Units Available in District 14 | Homejourney for full D14 insights.
