Crescendo Building Home Loan and Financing Guide: Secure Your D15 Dream Home
Financing a purchase at Crescendo Building on Upper East Coast Road starts with understanding 2026's low home loan rates from 1.30% fixed or 3M SORA + 0% floating, enabling affordable monthly payments for this freehold District 15 gem.
Homejourney verifies all listings for buyer safety, helping you navigate loans, ABSD, and CPF usage confidently. This cluster guide supports our pillar on Singapore condo for sale financing, offering tactical steps for Crescendo buyers.
Property Overview: Why Crescendo Building Stands Out
Crescendo Building, completed in 1996, is a boutique freehold apartment with 39 units at 17 Upper East Coast Road in prime Marine Parade, East Coast.
Buyers love its rarity—low density, spacious layouts, and freehold tenure ensure lasting value. Current PSF hovers at S$1,690, positioning it as an accessible entry into D15 properties amid 2026's cooling market.
View all units for sale at Crescendo Building on Homejourney, where we prioritize transparent, verified listings.
Available Units for Sale and Price Expectations
Expect 2-4 bedroom units typically ranging from 1,000 to 2,500 sqft, with prices from S$1.8M to S$4M based on size and floor level (PSF S$1,600-S$1,800 in 2026).
Most popular are 3BR units for families, offering sea views and low maintenance. Limited inventory creates urgency—check detailed project analysis for transaction history.
Browse available units now; Homejourney's search ensures only genuine Crescendo Building for sale options.
Current Home Loan Rates for Crescendo Buyers (2026)
Singapore's home loan rates are at 3-year lows: fixed packages from 1.30%-1.8% (2-5 year lock-ins), floating at 3M SORA +0% (around 1.15% effective).
Bank loans beat HDB's 2.6%, with switches surging 7x in 2025 per major lenders. For a S$2.5M unit, expect 75% LTV financing up to S$1.875M.
Use Homejourney's mortgage calculator for personalized rates—our tool integrates latest SORA data for trusted affordability checks[2][5].
Estimated Monthly Payments
- S$2M unit (75% loan, 25yr, 1.5% fixed): ~S$4,200/month
- S$3M unit (60% loan for investors, 1.6%): ~S$7,500/month
- First-timers: Factor CPF OA for lower cash outlay
Disclaimer: Rates fluctuate; consult banks for quotes. Homejourney connects you safely without commitment.
Financing Steps and ABSD for Different Buyers
First-time Singaporean buyers: No ABSD, 90% LTV possible (5% cash down min). Use CPF Ordinary Account fully.
PRs/second-timers: 5-20% ABSD; downpayment 25% (5% cash). Investors face 30% ABSD on third+ properties.
Actionable steps:
- Check eligibility via Homejourney bank rates.
- Compute downpayment: 25% total, min 5% cash (e.g., S$2.2M unit needs S$110K cash min)[8].
- Apply pre-approval: Lock rates now amid 2026 lows[5].
- Refinance post-purchase if rates drop further.
Link to property search for similar D15 options. See related: Crescendo Building Price Trends 2026 | D15 Market Analysis .
Location Advantages Boosting Investment Appeal
Just 800m (10-min walk) to Bedok MRT (EW5), near Kembangan (EW6). Top schools: Bedok Green Primary (1km), Victoria Junior College (2km), international options like One World International School.
Bedok Mall, East Coast Park (5-min drive) for lifestyle. D15's East Coast vibe draws families and expats—strong tenant demand.
Future THP nearby enhances connectivity. Insider tip: Units facing east catch morning sea breezes, a local favorite.
Investment Potential and Rental Yields
Freehold status drives 4-5% rental yields (S$6-10psf/month). Historical appreciation: Steady in D15, outperforming amid 2026 BTO glut (19,600 flats launching)[4].
Tenant pool: Expats from nearby businesses. Capital gains outlook positive with Marine Parade upgrades. Compare via projects directory.
Step-by-Step Buying Process at Crescendo
1. Search and shortlist on Homejourney.
2. View units—schedule with agent.
3. Option to Purchase (1% fee), secure financing.
4. Pay downpayment, lawyer review (1-2 weeks).
5. Completion: 8-12 weeks. Total timeline: 2-3 months.
Post-purchase: Budget for aircon services. Related: Crescendo Building Unit Types & Size Guide for Buyers | Homejourney .
FAQ: Crescendo Building Financing Questions
What are current home loan rates for Crescendo Building?
Fixed from 1.30% (2yrs), floating ~1.15%. Verify on Homejourney[2][5].
How much downpayment for a S$2.5M unit?
25% (S$625K), min 5% cash (S$125K) + CPF. ABSD extra for non-first-timers[8].
Can foreigners buy Crescendo units?
Yes, freehold eligible; 60% LTV financing. Pre-approval from Land Authority needed[1].
Is now a good time to buy in D15?
Yes—low rates, stable prices. Homejourney verifies for safe decisions.
How to calculate affordability?
Use our free mortgage tool; factor MSR at 30% income.
Ready for your Crescendo Building Home Loan and Financing Guide journey? Start with Crescendo Building for sale on Homejourney—your trusted partner for secure property investment in East Coast. Contact an agent today!
