Coronation Ville Home Loan and Financing Guide | Homejourney
The Coronation Ville Home Loan and Financing Guide provides Singapore buyers with precise calculations, eligibility rules, and actionable steps tailored to this exclusive D10 landed development on Coronation Road. Homejourney verifies all data for transparency, helping you secure financing safely for units ranging S$6M-S$22M.[1][4][5]
Connecting to Coronation Ville For Sale Guide
This cluster focuses on financing specifics, building on our pillar Coronation Ville For Sale: D10 Properties Guide at Coronation Ville For Sale: D10 Properties Guide | Homejourney . Explore available units for sale at Coronation Ville and detailed trends via project analysis.[2][5]
Coronation Ville Overview for Buyers
Coronation Ville is a boutique 999-year leasehold landed development (848 years remaining) completed in 1986, with 18 semi-detached and detached units on Coronation Road and Drive in prestigious District 10 (Tanglin, Holland).[1][3][5] Sizes span 3,423 sqft semi-D to 9,632 sqft detached, with recent sales at S$6.9M-S$22.5M (S$1,999-S$2,821 psf).[4][5]
Buyers value its low-density luxury, proximity to Botanic Gardens, and strong appreciation—PSF rose from S$1,753 (2020) to S$2,821 (2025).[5] Homejourney prioritizes verified URA data for trusted decisions. Disclaimer: Prices fluctuate; consult professionals for personalized advice.
Available Units and Price Ranges (2026 Estimates)
Current listings feature semi-detached (3,400-3,500 sqft) at S$7M-S$9M (S$2,000-S$2,500 psf) and detached (4,900-9,600 sqft) at S$13M-S$23M (S$2,300-S$2,800 psf), based on 2025 URA transactions adjusted for market growth.[4][5] Popular types: 4BR semi-D for families, larger detached for investors.
- Semi-Detached: S$7.5M avg, ideal starter landed.
- Detached: S$18M avg, ultra-luxury with gardens.
Browse available units on Homejourney for real-time listings. See unit details in Coronation Ville Unit Types & Size Guide for Buyers | Homejourney .
Financing Your Coronation Ville Purchase: Key Calculations
For a S$8M semi-D unit, expect 25% down payment (S$2M) under Singapore rules for second property buyers, with 75% loan (S$6M).[5] At 3% interest (fixed 2-3 years), monthly repayment is ~S$28,500 over 25 years—use Homejourney's mortgage calculator for precision.
| Unit Price | Downpayment (25%) | Loan (75%) | Monthly @3% (25yrs) |
|---|---|---|---|
| S$7M | S$1.75M | S$5.25M | S$24,900 |
| S$15M | S$3.75M | S$11.25M | S$53,300 |
| S$22M | S$5.5M | S$16.5M | S$78,200 |
Insider tip: CPF Ordinary Account funds cover up to 80% of downpayment for first-timers; check eligibility via HDB/CPF portals. Rates from DBS/UOB/OCBC average 2.8-3.2% in 2026.[2]
ABSD and Buyer Profiles
Singapore citizens buying first landed: 0% ABSD. Second property: 20% (S$1.6M on S$8M unit). PRs: 5%/30%; Foreigners: 60% (S$4.8M on S$8M)—key for expat investors.[5] Families upgrading from condo save via ABSD remission if selling within 6 months.
- First-time Singaporean family: Total cash needed ~S$1.75M + fees.
- Investor (2nd property): Add S$1.6M ABSD.
- Expat: Plan 65% cash upfront.
Homejourney ensures transparent ABSD guidance for safe transactions.
Location Perks Enhancing Value
7-min walk to Tan Kah Kee MRT (DTL), 10-min drive to Holland Village shops/Dempsy Hill eateries.[3] Top schools: Nanyang Primary (1km), Hwa Chong (800m), United World College (2km). Botanic Gardens (UNESCO site) offers recreation; Great World City mall nearby.
D10's prestige drives 8-10% yearly appreciation, per URA trends.[5] Compare with Coronation Ville Price Trends & Market Analysis 2026 | Homejourney .
Step-by-Step Buying Process
- Step 1: Check affordability on Homejourney mortgage rates.
- Step 2: View units via search; book agent at Homejourney agents.
- Step 3: Submit Option to Purchase (1% fee), secure loan pre-approval.
- Step 4: Pay downpayment/ABSD, sign Sale & Purchase Agreement (4% stamp duty).
- Step 5: Complete in 8-12 weeks; use CPF for payments.
Documents: NRIC, income proof, CPF statements. Homejourney verifies agents for safety.
Investment Potential and Rental Yields
Rental yields: 2-2.5% (S$15K-S$40K/month for S$8M-S$20M units), strong demand from expats near schools/MRT.[2] Capital growth: 15% since 2021 (S$1,753 to S$2,336 psf).[4][5] Future upside from D10 en bloc potential.
Compare with Watten Residences Investment Returns: Rental Yield Analysis | Homejourney . Post-purchase, explore Aircon Services for maintenance.
FAQ: Coronation Ville Financing Questions
What is the typical home loan tenure for Coronation Ville?
Up to 30 years or age 65 (whichever shorter); 25 years common for landed.[2]
Can I use CPF for Coronation Ville downpayment?
Yes, OA funds up to valuation limit; top-up if needed. First-timers get grants.[5]
How much ABSD for foreigners buying here?
60% on landed; e.g., S$12M on S$20M unit. Seek waivers if eligible.[1]
Best banks for D10 landed loans?
DBS, UOB, OCBC offer competitive 2.8-3.2%; compare on Homejourney.
Is Coronation Ville financing different from condos?
Higher LTV caps for owner-occupied (80%), but stricter valuations due to landed status.[4]
Ready to buy? View Coronation Ville units, calculate via mortgage tool, or contact agent. Homejourney ensures safe, verified property journeys—your trusted D10 partner.
