Cashew Estate Home Loan and Financing Guide

Cashew Estate Home Loan and Financing Guide provides Singapore buyers with essential steps to finance terrace homes on Cashew Terrace in District 23. Homejourney verifies all data for your safety, helping you secure optimal loans for these 999-year leasehold properties.

This cluster focuses on financing specifics for Cashew Estate for sale, linking back to our pillar on D23 properties. Use Homejourney's tools for transparent, verified insights into Bukit Batok and Bukit Panjang investments.

Cashew Estate Property Overview

Cashew Estate on Cashew Terrace features premium terrace houses in D23, with sizes from 2,000-4,800 sqft and 999-year leasehold tenure from 1882 (856 years remaining).[3] Recent sales show strong value, like a 2,131 sqft terrace at S$3,900,000 (S$1,830 psf) in Jul 2024 and a 2,030 sqft unit at S$3,880,000 (S$1,911 psf) in Mar 2024.[2][3]

Buyers appreciate the spacious layouts ideal for families and investors. Current 2026 prices range S$1,800-S$2,200 psf, reflecting steady appreciation. See detailed price trends and transaction history on Homejourney.

Available Units for Sale in Cashew Estate

Typical units include 4-5 bedroom terraces (2,000-4,500 sqft built-up), with land areas up to 4,800 sqft. Popular sizes: 2,000-2,500 sqft at S$3.9M-S$4.5M; larger 4,000+ sqft at S$5M+.[3] Expect 2026 psf around S$2,000-S$2,100 based on trends.

Corner terraces: Higher premiums, e.g., recent 2,142 sqft at S$4,550,000 (S$2,124 psf).[3]
Standard terraces: Best value for families.
Limited availability: Act fast in this sought-after D23 spot.

Browse available units on Homejourney: View all units for sale at Cashew Estate.

Financing Your Cashew Estate Purchase: Step-by-Step Guide

Financing a Cashew Terrace terrace starts with assessing your profile: first-time buyer, upgrader, or investor. Singapore buyers can use CPF Ordinary Account (OA) up to available balance, with cash for the rest. LTV for OCR properties like these is 75% for first loans (25% downpayment).[3]

Check eligibility: Use Homejourney's affordability tools. Max loan tenure 30-35 years (age-dependent).
Downpayment: 25% for first property (5% cash + 20% CPF/cash); 55% for second (ABSD applies).
ABSD rates (2026): 0% first-timers, 20% second Singapore citizens, 30% foreigners. Investors note 60% for additional properties.
Apply for HDB/ bank loans: Banks offer 1.5-2% rates; compare via Bank Rates or Check your buying power with our mortgage calculator.
Submit docs: NRIC, income proof, CPF statements.

Timeline: 2-4 weeks for approval. Homejourney prioritizes your safety with verified lender data.

Estimated Monthly Payments for Cashew Estate Units

For a S$4,000,000 terrace (2,200 sqft at S$1,818 psf):

75% LTV loan (S$3M): 30-year at 2.5% = ~S$11,800/month.
With CPF: Reduces cash outlay; max OA usage first.
Larger 4,500 sqft (S$5.5M): ~S$16,200/month on 75% loan.

Disclaimer: Rates fluctuate; use Homejourney calculator for personalized quotes. Recent D23 trends show stable financing amid cooling measures.

Price Analysis and Investment Potential

Cashew Estate psf rose from S$1,113 (2022) to S$2,124 (2025), ~15% CAGR.[3] Compare to nearby Hazel Park (S$1,396 psf) or Cashew Park Condo (S$1,407 psf).[2] Rental yields ~2.3-3%, with S$5,000-S$6,200/month for 2,000 sqft (S$2.5-3 psf).[1][2]

Strong tenant demand from expats near Bukit Panjang MRT. Future upside from D23 enhancements. Read more in Cashew Estate Price Trends & Market Analysis | Homejourney .

Location Advantages Boosting Cashew Estate Value

5-min walk to Cashew MRT (DTS); 10-min drive to Bukit Batok MRT. Nearby: Bukit Panjang Plaza, Hillion Mall (groceries, dining). Schools: Zhenghua Primary (800m), Bukit Panjang Secondary. Parks: Bukit Batok Nature Park for recreation.

D23's family appeal drives 5-7% YoY price growth.[1] Perfect for upgraders seeking buy condo-like landed value.

Why Choose Homejourney for Cashew Estate Financing

Homejourney verifies listings and lender info, ensuring a safe transaction environment. Our platform listens to user feedback for trusted tools like project analysis: Cashew Estate project page.

Post-purchase, explore Aircon Services for maintenance.

Buying Process and Next Steps

1. Search units: View Cashew Estate for sale.
2. Calculate: Mortgage rates.
3. Contact: Schedule a viewing.
4. Offer and finance approval.
5. Legal completion (8-12 weeks).

Insider tip: Visit evenings to see community vibe—quiet, family-oriented.