461 Segar Road HDB Investment Analysis: Growth Potential | Homejourney
461 Segar Road in Bukit Panjang offers strong investment growth potential with resale prices rising from S$440,000 in 2021 to S$670,000 in 2025, driven by premium 4-room HDB flats and excellent connectivity.[1][2][7]
This cluster article dives into the 461 Segar Road HDB Investment Analysis: Growth Potential, building on our pillar guide to Bukit Panjang HDB investments. At Homejourney, we prioritize user safety by verifying all property data, helping you make confident decisions in Singapore's resale market.
Why 461 Segar Road Stands Out for Investors
Built in 2014 with lease commencement in 2015, this 16-storey Segar Meadows block features 90 units of 4-room Premium Apartments (93 sqm).[1][2][9] Its prime location near Segar LRT (2-3 minute walk) enhances appeal for families and investors seeking rental yields up to S$3,300 monthly.[2][6]
Recent HDB resale data shows consistent appreciation: average PSF climbed from S$440-489 in 2021 to S$627-639 in 2025.[1][7] This outperforms many Bukit Panjang flats, signaling robust demand. Homejourney's verified insights ensure you see real growth metrics, not unverified listings.
Key to its potential: Bukit Panjang's maturing ecosystem with Hillion Mall, Jelagang Park Connector, and ongoing rejuvenation under URA's Area Improvement Programme.
Price Trends and Historical Growth Data
Analyze resale transactions for precise Bukit Panjang HDB for sale insights:
| Date | Storey | Price | PSF |
|---|---|---|---|
| Jan 2025 | 7-9 | S$608,000 | S$607 |
| Mar 2025 | 10-12 | S$613,000 | S$613 |
| Aug 2025 | 13-XX | S$670,000 | S$670 |
| May 2021 | 1-3 | S$440,000 | S$440 |
Data from HDB via data.gov.sg shows ~52% price growth over 4 years.[2][7] Rental trends support yields: S$3,000-S$4,000/month in 2024, ideal for cashflow-positive investments.[2]
Pro Tip: Higher floors command 10-15% premiums—target 10-16 storeys for max resale upside, as seen in S$670k Aug 2025 sale.[7]
Factors Driving Growth Potential
- Connectivity: 5-min walk to Segar LRT (BP13), 10-min to Bukit Panjang MRT. Future Cross Island Line boosts accessibility.[6]
- Amenities: Proximity to Senja-Cashew NPC, Jelagang CC, and Hillion Mall. Families love the green spaces—key for rental demand.
- Demographics: Young professionals and families flock to Bukit Panjang for affordability vs. central areas.
- Market Tailwinds: HDB resale prices up 5-7% YoY in 2025 per URA data, with premium flats like 461 Segar Road leading.[7]
Rental vacancy is low at <2%, per HDB stats, ensuring steady income.[2] For full amenities details, see our 461 Segar Road Amenities & Lifestyle: Bukit Panjang Living Guide .
Financial Analysis: ROI and Costs
Entry at S$600k-670k yields ~4-5% gross rental (S$3,300/month).[2] After maintenance and agent fees, net ~3.5%—above Singapore average.
Buyer Costs Breakdown (First-Time Singaporean):
- ABSD: 0% (up to S$1M)
- BSD: ~S$15k-20k on S$620k flat
- Legal Fees: S$2k-3k
- CPF Usage: Full for purchase (subject to MSR/TDSR)
Check latest rates via Homejourney's Bank Rates and Mortgage Rates . LTV limit: 75% for HDB resale; TDSR 55%.[HDB Official]
Projected 2026 growth: 6-8% based on Bukit Panjang trends—link to price analysis: 461 Segar Road HDB Price Trends & Resale Analysis | Homejourney .
Investment Decision Framework
Evaluate 461 Segar Road for sale with this checklist:
- Verify lease remaining: 90+ years left (strong).
- Calculate yield: Rental/Price >4%? Yes here.
- Assess appreciation: Compare to nearby (e.g., Blk 455-458).[6]
- Factor upgrades: Premium layout minimizes reno costs.
- Run numbers: Use Homejourney's tools for personalized sims.
Pros: High yields, location premium, family appeal.
Cons: 99-yr lease decay post-2035; competition from BTOs.
Disclaimer: This is not financial advice. Consult HDB/URA and professionals. Homejourney verifies data for trust.
Common Mistakes to Avoid
Avoid overpaying—cap at S$650k for mid-floors based on comps.[7] Don't ignore TDSR; many buyers hit limits. Insider tip: Inspect for leaks common in 2014 builds—budget S$5k post-purchase. Link to buying guide: Bukit Panjang HDB Buying Guide: Loans & CPF Usage | Homejourney .
Next Steps for Investors
1. Search verified Bukit Panjang flat listings on Homejourney's Property Search .
2. Simulate financing via Bank Rates .
3. View projects data: Projects .
4. Plan maintenance: Aircon Services .
Explore 461 Segar Road HDB Investment Analysis: Growth Potential safely with Homejourney.
FAQ
Is 461 Segar Road a good HDB investment?
Yes, with 52% growth since 2021 and strong rentals—ideal for 5-10 year holds.[2][7]
What is the current price for 461 Segar Road for sale?
S$560k-S$670k for 4-room premiums, PSF S$560-670.[1][7]
Can foreigners buy 461 Segar Road HDB?
No, HDB resale restricted to PRs after 10yr MOP (met here). ABSD 30% applies.[HDB]
What yields can I expect?
4-5% gross from S$3k+ rentals on S$620k buy.[2]
How does it compare to other Bukit Panjang HDB?
Outperforms peers due to LRT proximity and premium design.[6]
Ready to invest? Start your safe search on Homejourney's Property Search . For broader insights, read our Bukit Panjang pillar guide.
