188A Bedok North Street 4 HDB Investment Analysis: Growth Potential
Block 188A Bedok North Street 4 offers strong HDB investment growth potential in mature Bedok estate, with 4-room resale flats transacting at S$750,000–S$855,000 (S$8,065–S$9,194 psf) recently and a new 99-year lease from 2018 ensuring long-term value.[1][3]
Homejourney verifies all listings for user safety, helping investors make confident decisions on 188A Bedok North Street 4 for sale. This cluster dives into growth drivers, connecting to our pillar on Bedok HDB resale strategies. Read our 188A Bedok North Street 4 HDB For Sale: Ultimate Bedok Resale Guide | Homejourne... ">188A Bedok North Street 4 HDB For Sale Guide for listings.
Property Overview: Block 188A in Fengshan GreenVille
Built in 2018 as part of Fengshan GreenVille, Block 188A Bedok North Street 4 is a 16-storey HDB with 104 units: 22 three-room (about 73 sqm) and 82 four-room (93 sqm) flats.[3][6] Its 99-year lease from 2018 means over 90 years remaining, ideal for CPF usage without restrictions.[1]
Bedok's mature vibe shines here—think Bedok Reservoir Park for jogs, vibrant hawker centres, and strong community ties. Residents love the modern facilities like covered linkways, playgrounds, and elderly fitness stations.[6] As a newer block, it skipped initial HIP but benefits from Bedok's ongoing upgrades.
Insider tip: High floors (13-18) command premiums for unblocked reservoir views, fetching up to S$855,000.[1]
Available Flats for Sale at 188A Bedok North Street 4
Current listings hover around S$850,000 for four-room units.[2][8] Typical ranges:
- 3-room: S$550,000–S$570,000 (S$8,088–S$8,382 psf)
- 4-room: S$750,000–S$855,000 (S$8,065–S$9,194 psf)
Seek high-floor, corner units with reno potential. View HDB resale flats for sale near 188A Bedok North Street 4 on Homejourney—our verified listings prioritize transparency.
Disclaimer: Prices fluctuate; check HDB Resale Portal for latest. Homejourney's search ensures safe, accurate Bedok HDB for sale options.
Why Invest in 188A Bedok North Street 4: Growth Drivers
Proximity to amenities boosts appeal: 5-min walk to NTUC FairPrice, Sheng Siong, East Village mall; Bedok Reservoir MRT (DT30) 10-min away, Tanah Merah EW4/CGW nearby.[3] Bedok Mall and hawker centres are cyclist-friendly.
Schools within 1km (e.g., for PHG eligibility) include primaries like Fengshan Primary. The Outdoor Play Corridor links to East Coast Park—perfect for families.[3]
Growth potential stems from Bedok's infrastructure: Thomson-East Coast Line expansions and reservoir revitalization drive 5-7% annual appreciation.[1] New lease + mature estate = rental yields of 3-4% (S$3,500–4,200/month for 4-room).
Community strength: Low crime, active RC events. Link to 188A Bedok North Street 4 Amenities & Lifestyle Guide | Homejourney ">188A Amenities Guide for lifestyle details.
HDB Resale Price Analysis & Trends
Recent 4-room sales: S$850,000 (Nov 2024, mid-high floor, 93sqm).[1] Trends show 10% rise since 2023 (S$730k low to S$855k high), outpacing town average due to lease length.[1]
Psf benchmarks: S$8,000–9,200, competitive in Bedok (vs. S$7,500 town-wide). Factors: 93+ year lease allows full CPF; high floors + views add 5-10% premium.
Compare nearby: 188B/188C similar but older designs. See 188A Bedok North Street 4 HDB Price Trends & Resale Analysis ">Price Trends Analysis. Data from HDB transactions—stable growth projected to 2026+.
| Flat Type | Recent Low | Recent High | Psf Range |
|---|---|---|---|
| 3-Room | S$550k (2023) | S$570k (2024) | S$8,088–8,382 |
| 4-Room | S$750k (2024) | S$855k (2025) | S$8,065–9,194 |
HDB Buyer Eligibility & Grants
Singapore Citizens (SC), SC+PR, or PR+PR (after 3 years MOP) can buy resale—no BTO income ceiling.[HDB.gov.sg] Singles 35+ for 2-room Flexi (not dominant here).
Grants (2026 rates):
- CPF Housing Grant: Up to S$80,000 (first-timer SC couple)
- Enhanced-CHG: Up to S$80,000 (income-based)
- Proximity HG: S$30,000 (near parents/kids)
- Multis (total up to S$190,000)
Financing Your Purchase
HDB loan: 80% LTV, 2.6% fixed (income ≤S$14k).[HDB] Bank loan: 75% LTV, ~3.5% variable—compare via Homejourney bank rates.
Downpayment: 5% cash min (HDB loan) + CPF. 4-room example (S$850k): Monthly ~S$3,000 (30yr tenure). Use full CPF OA if lease >30yrs.
Tip: Factor ABSD (5-30% post-grants). Bedok HDB Buying Guide: Loans & CPF Usage at 188A Bedok North Street 4 | Homejou... ">Bedok Loans Guide details CPF usage.
Step-by-Step HDB Resale Buying Process
- Eligibility check: HFE letter via HDB Flat Portal (free).
- Search & negotiate: Use Homejourney property search.
- OTP: Pay S$1k–2k fee, 2–4 weeks validity.
- Resale app: HDB approves (4–6 weeks).
- Completion: 8–12 weeks total; lawyer handles.
Documents: NRIC, income proof, grants forms. Post-purchase, explore Aircon Services ">aircon services for maintenance.
FAQ: 188A Bedok North Street 4 HDB Investment
Q: What's the growth potential for 188A Bedok North Street 4?
A: Strong, with 10% price rise in 2 years, new lease, and Bedok upgrades projecting 5%+ annual growth.[1]
Q: Are there Bedok flats for sale under S$800k?
A: Yes, low/mid-floor 4-rooms possible; check current Homejourney listings.
Q: Can PRs buy HDB resale here?
A: Yes, after 3 years; check SPR quota via HFE.[HDB]
Q: HDB loan rates for Bedok flats?
A: 2.6%; use Homejourney calculator for estimates.
Q: Remaining lease impact?
A: 90+ years—full CPF ok, no restrictions.[1]
Ready for 188A Bedok North Street 4 HDB investment? Schedule a viewing with Homejourney agent in our trusted network. Homejourney prioritizes your safety—verified data, transparent process. Start your HDB resale journey today!
