132 Potong Pasir Avenue 1 HDB Investment Analysis: Strong Growth Potential in Toa Payoh
132 Potong Pasir Avenue 1 offers solid investment growth potential for HDB resale buyers, with historical price appreciation of over 100% since 2008 and prime Toa Payoh location driving demand.[1][2][6]
This low-rise executive maisonette block, completed in 1983 with lease commencement in 1984, benefits from proximity to Potong Pasir MRT (6-minute walk) and established amenities, positioning it for continued value uplift amid Toa Payoh's maturing estate appeal.[1][2][8] Homejourney verifies all data to ensure you make confident, safe investment choices in the 132 Potong Pasir Avenue 1 HDB investment analysis: growth potential.
Why 132 Potong Pasir Avenue 1 Stands Out for Investors
Located in District 13's Toa Payoh planning area, this 4-storey block with 8 executive units (approx. 151 m²) commands premium pricing due to its rarity and spacious layouts ideal for families upgrading or investors seeking rental yields.[1][2][7]
Recent resale data shows steady appreciation: Feb 2022 transaction at $950,000 ($584 psf), up from $430,000 ($248 psf) in 2008—a 121% nominal gain.[6] Nearby blocks like 133 Potong Pasir Ave 1 sold at $1,240,000 ($716 psf) in Aug 2024, signaling upward momentum.[2]
Connect to our pillar content on 132 Potong Pasir Avenue 1 HDB: Toa Payoh Resale Flats Guide ">132 Potong Pasir Avenue 1 HDB: Toa Payoh Resale Flats Guide for comprehensive buying steps.
Historical Price Trends Fueling Growth
PSF has risen from $227 in 2007 to $585 in 2022, with compound annual growth around 5-7%—outpacing inflation and matching Toa Payoh's mature estate premium.[6] Check detailed trends in our 132 Potong Pasir Ave 1 HDB Price Trends & Resale Analysis | Homejourney ">132 Potong Pasir Ave 1 HDB Price Trends & Resale Analysis.
| Year | Price | PSF | Growth % |
|---|---|---|---|
| 2008 | $430,000 | $248 | - |
| 2014 | $820,000 | $474 | 91% |
| 2022 | $950,000 | $585 | 121% |
Data from HDB via data.gov.sg.[2][6] Projections to 2026 suggest $1.1M+ potential with cooling measures easing.
Key Growth Drivers for 132 Potong Pasir Avenue 1
- Location Edge: 6-min walk to Potong Pasir MRT (NEL), near Woodleigh MRT; quick access to CBD via PIE.[8] Explore amenities in 132 Potong Pasir Avenue 1 Nearby Amenities & Lifestyle Guide | Homejourney ">132 Potong Pasir Avenue 1 Nearby Amenities Guide.
- Demographic Demand: Toa Payoh's family-friendly vibe attracts upgraders; low-rise executive flats scarce in resale market.
- Infrastructure Boost: Ongoing Toa Payoh rejuvenation by URA enhances estate value; lease with 80+ years remaining supports long-term holds.[1]
- Rental Potential: Though limited data, similar executives yield 2.5-3% p.a.; check HDB resale for Toa Payoh HDB for sale options.
Singapore HDB Investment Regulations to Know
For buyers, Minimum Occupation Period (MOP) is 5 years for resale HDB. Investors can use CPF OA up to 80% LTV (first-time) under MSR/TDSR limits.[HDB official]. ABSD at 17% for Singaporeans on second property (2026 rates); foreigners 60%—factor into yields.
Link to Toa Payoh HDB Buying Guide: Loans & CPF Usage | Homejourney ">Toa Payoh HDB Buying Guide: Loans & CPF Usage and Bank Rates ">Homejourney bank rates for financing calcs.
Financial Breakdown: Buying 132 Potong Pasir Avenue 1
Estimated cost for 151m² executive: $950K-$1.1M (2026 est.). Breakdown:
- Downpayment: 25% ($237K-$275K, CPF eligible)
- Stamp Duties: BSD ~$25K + ABSD if applicable
- Legal/Agent Fees: $5K-$10K
- Monthly Loan: ~$3.5K at 2.6% (30yr, check Mortgage Rates ">Homejourney mortgage rates)
ROI projection: 4-6% annualized via appreciation + 2.5% rental. Use Property Search ">Homejourney property search for 132 Potong Pasir Avenue 1 for sale and Toa Payoh for sale listings.
Pros, Cons & Decision Framework
| Pros | Cons |
|---|---|
| Proven 5%+ CAGR; MRT proximity | 99-yr lease (remaining ~79 yrs) |
| Spacious executive layout | Low unit count limits liquidity |
| Stable Toa Payoh demand | Potential en-bloc unlikely |
Buy if: Horizon 5-10yrs, family use/rental. Avoid if short-term flip. Disclaimer: Not financial advice; consult HDB-approved valuer.
Common Mistakes & Insider Tips
- Overlook Lease Decay: Factor 79-year remainder; prioritize via HDB calculator.
- Ignore Upgrades: Check SERS potential—none imminent per URA.
- Insider Tip: Low-rise blocks like this have premium views; negotiate 2-3% below nearby sales ($1.1M comps).[2]
Avoid unverified agents; Homejourney prioritizes trust with verified listings.
Next Steps for 132 Potong Pasir Avenue 1 Investors
1. Search Property Search ">Homejourney property search for Potong Pasir Avenue 1 resale flats.
2. Use Projects Directory ">projects directory for comps.
3. Calculate affordability via Bank Rates ">bank rates.
4. Plan maintenance with Aircon Services ">aircon services.
5. Contact Homejourney for personalized, safe guidance.
Return to pillar: 132 Potong Pasir Avenue 1 HDB: Toa Payoh Resale Flats Guide ">Toa Payoh Resale HDB Guide.
FAQ: 132 Potong Pasir Avenue 1 HDB Investment
What is the growth potential of 132 Potong Pasir Avenue 1?
Historical 121% appreciation since 2008; expect 4-6% CAGR to 2026 driven by location.[6]
Are there 132 Potong Pasir Avenue 1 for sale listings?
Search Homejourney for current Toa Payoh flat resales; recent nearby at $1.1M+.[2]
Can foreigners invest in this HDB?
Yes, with 60% ABSD (2026); MOP 5yrs. Verify eligibility via HDB.
How does CPF work for purchase?
Up to 80% LTV; see Toa Payoh HDB Buying Guide: Loans & CPF Usage | Homejourney ">Toa Payoh CPF guide.
Is it a good rental investment?
Potential 2.5% yield; low turnover suits long-term holds.
