Orchard View Home Loan and Financing Guide | Homejourney

Securing the right home loan for Orchard View condos at 29 Angullia Park ensures you maximize value in this prime D09 freehold development. This guide provides actionable financing steps, payment estimates, and regulatory insights tailored for Singapore buyers, positioning Homejourney as your trusted partner for safe, verified property decisions.

Orchard View Property Overview

Orchard View is a luxurious freehold condominium completed in 2010 by Bestbilt Pte Ltd, featuring 30 exclusive units across 36 storeys at 29 Angullia Park, Singapore 239977[1][4][5]. Each unit occupies an entire floor, offering unparalleled privacy and panoramic views of Orchard Road. Buyers appreciate its rarity in District 9 (Orchard, River Valley), blending serenity with urban vibrancy. Homejourney verifies all listings to help you buy condo units confidently.

Current market positions Orchard View as a premium investment, with PSF ranging S$3,036 - S$3,203[4]. View all units for sale at Orchard View via Homejourney's property search for the latest available units in this sought-after Singapore condo for sale.

Available Units for Sale and Price Expectations

Orchard View offers spacious units typically from 2,500+ sqft, ideal for families, investors, or expats seeking D09 properties. Popular types include 3-4 bedroom layouts and penthouses, with absolute prices reflecting high demand—expect S$7.5M to S$10M+ based on size and floor level (estimates; verify current URA data)[4][6]. Most popular are high-floor units for superior views.

Unit Sizes: ~2,500-5,000 sqft per floor-exclusive unit
Price Range: S$3,000+ psf; total S$8M average (2026 trends)
Availability: Limited due to 30 units total—check real-time on Homejourney

Browse Orchard View for sale listings and see detailed transaction history at Homejourney projects directory. Related: Orchard View For Sale: D09 Condo Units at Angullia Park | Homejourney ">Orchard View For Sale: D09 Condo Units at Angullia Park.

Why Finance Orchard View on Homejourney

Homejourney prioritizes your safety with verified data and transparent tools, making it the go-to for Orchard View home loans. Key benefits include full-floor privacy, freehold tenure, and proximity to Orchard MRT (5-min walk)[5][6]. Investment shines with 2.7% rental yield and strong tenant demand from expats[6]. Pair with our mortgage rates page for real-time comparisons.

2026 Singapore Mortgage Rates for Orchard View Buyers

In 2026, Singapore mortgage rates have eased from 2023 peaks, with floating SORA-linked loans from ~1.35% and fixed rates offering stability[3]. Banks like DBS provide fixed 1-3 year options or SORA + spread for flexibility[3]. For private condos like Orchard View, expect LTV up to 75% for first-time buyers (age <65), dropping to 55% for older profiles[7].

Key factors: Global Fed trends, SORA benchmarks, and bank margins influence rates[3]. HDB flats cap at 2.6%, but Orchard View loans follow market pricing. Always consult professionals; Homejourney links you to trusted agents via schedule a viewing.

Financing Calculations for Orchard View Units

Use Homejourney's mortgage calculator for precise estimates. Example for S$8M unit (2,500 sqft @ ~S$3,200 psf):

Downpayment: 25% (S$2M; 5% cash booking + 20% CPF/cash)
Loan Amount: S$6M (75% LTV)
Monthly Repayment (30yr, 2% SORA): ~S$24,000 (adjust for rates)
ABSD: 0% first-timer Singaporean; 17% second property; 60% foreigners[7]

CPF Ordinary Account usable for downpayment/stamp duties. Estimated for 4BR: S$25K-30K/month at current rates[1][3]. Test scenarios on Bank Rates . Related: Orchard View Price Trends 2026: D09 Market Analysis | Homejourney ">Orchard View Price Trends 2026: D09 Market Analysis.

Location and Lifestyle Advantages

Orchard View at Angullia Park offers unbeatable access: 5-min walk to Orchard MRT (NS22/TE14), ION Orchard, and Wheelock Place[5][6]. Nearby schools: River Valley Primary (1km), ISS International. Groceries at NTUC Fairprice, parks via 19km connectors[6]. D09 rejuvenation per URA Master Plan boosts live-work-play appeal.

Step-by-Step Buying and Financing Process

Search & Shortlist: Use Homejourney property search for available units.
Financing Check: Calculate via mortgage calculator; confirm eligibility (income, age).
Offer & Booking: Pay 5% cash; lawyer handles stamp duties.
Loan Application: Submit to banks; expect 75% LTV approval.
Completion: 8-12 weeks; use CPF for payments.

Documents: NRIC, income proof, CPF statements. Homejourney ensures transparency—contact agents at Homejourney agents.

Investment Potential and Risks

Orchard View yields 2.7% rentals, with high expat demand near Orchard[6]. Historical low: S$2,174 psf (2012); 2026 PSF up ~40%[6]. Future Circle Line enhances connectivity. Risks: Rate fluctuations, ABSD for investors. Balanced view: Strong appreciation in D09. Post-purchase, explore Aircon Services ">aircon services for maintenance.

FAQ: Orchard View Home Loan and Financing

What is the estimated monthly payment for an S$8M Orchard View unit?
At 2% over 30 years, ~S$24,000 for S$6M loan. Use Homejourney calculator for your scenario[3].

ABSD for Orchard View buyers?
Singaporean first-timer: 0%; second: 17%; foreigners: 60%. Cash component required[7].

Can I use CPF for Orchard View downpayment?
Yes, after 5% cash; Ordinary Account funds stamp duties and balance[2].

Best loan type for Orchard View in 2026?
Floating SORA for potential savings; fixed for stability. Compare on bank-rates [3].

How to view Orchard View units safely?
Schedule verified viewings via Homejourney agents for trusted, secure process.

Ready to finance your Orchard View dream? Start with Orchard View for sale on Homejourney—your safe path to D09 property investment. This cluster links to our pillar: Comprehensive D09 Condo Financing Guide.