Landed Housing Development Home Loan and Financing Guide: Secure Your D13 Dream Home
Financing a Landed Housing Development home loan at Woodsville Close in District 13 requires understanding Singapore's private property rules, including 75% LTV limits and TDSR caps at 55% of income. Homejourney verifies all data to ensure you make safe, informed decisions on Landed Housing Development for sale units. This guide provides actionable steps tailored for first-time buyers, investors, and expats eyeing Macpherson or Potong Pasir properties.
As part of our comprehensive project analysis, this cluster focuses on financing specifics, linking back to broader D13 property insights. Use Homejourney's trusted platform for transparent property investment advice prioritizing your security.
Property Overview: Why Landed Housing Development Stands Out in D13
Landed Housing Development at Woodsville Close offers rare landed homes in central Macpherson, blending privacy with urban access. Buyers love its spacious layouts, from 3-5 bedroom semi-detached units, ideal for families upgrading from Singapore condo for sale options. Current market values range S$4-7 million, reflecting strong demand in Potong Pasir due to upcoming MRT enhancements.
The development's reputation for quality construction and low maintenance appeals to long-term owners. View all units for sale at Landed Housing Development on Homejourney, where we verify listings for authenticity.
Available Units for Sale and Price Expectations
Typical units include 4BR semi-detached homes (4,000-5,000 sqft) priced at S$5.5-6.8 million (S$1,400-1,600 psf) in 2026. Popular 5BR corner units fetch premiums for extra land plots. Available units move quickly—check Homejourney for real-time D13 properties.
- 3-4BR Semi-D: S$4.2-5.5M (S$1,300-1,500 psf)
- 5BR+: S$6-7.5M (S$1,450-1,650 psf)
- Most sought: Ground-floor units with private gardens
Browse available units on Homejourney today. Prices based on recent URA transactions; actuals vary—consult our verified data.
Why Buy at Landed Housing Development: Key Selling Points
Enjoy landed exclusivity without isolation—5-min walk to Potong Pasir MRT (Exit A). Families appreciate proximity to Zhonghua Primary (800m) and CHIJ Our Lady of Good Counsel. Investors note 3-4% rental yields from expat demand.
Unique features: Expansive plots for pools, low density (under 20 units), and resilient value in Macpherson. Read our Landed Housing Development Unit Types & Size Guide D13 | Homejourney for layout details.
Location Advantages in District 13
Woodsville Close shines with MRT links: Potong Pasir (NS14, 450m, 6-min walk) and Woodleigh (CC17, 10-min drive). Shop at NEX Mall (1km) or eat at Macpherson hawker centre. Parks like Bishan-Ang Mo Kio (2km) offer recreation.
- Schools: Geylang Methodist (1.2km), Maris Stella High (1.5km)
- Amenities: NTUC FairPrice (500m), gyms at Macpherson Community Club
- D13 edge: Balanced growth with Circle Line expansions boosting connectivity
Perfect for buy condo upgraders seeking landed prestige. Explore D13 properties via detailed project analysis.
Price Analysis: Trends and Value Assessment
2026 psf averages S$1,500, up 8% YoY per URA data, outperforming nearby Singapore condo for sale like 153 Emerald Hill (+5%). Historical appreciation: 25% over 5 years. Compare to Potong Pasir condos (S$1,800 psf)—landed offers better space-value.
| Unit Type | Avg Price (2026) | PSF | YoY Growth | |-----------|------------------|-----|-------------| | 4BR Semi-D | S$5.8M | S$1,520 | +7% | | 5BR | S$6.9M | S$1,580 | +9% |
Disclaimer: Estimates; verify with Homejourney's Landed Housing Development Price Trends & Analysis D13 | Homejourney .
Landed Housing Development Home Loan and Financing Guide
Private landed loans cap at 75% LTV (25% downpayment: 5% cash + 20% CPF/cash). TDSR limits repayments to 55% income. For S$6M unit: Loan S$4.5M (25yrs, 3.5% rate) = S$22,500/month.
- Get IPA from banks via Homejourney partners.
- Factor ABSD: 0% first-timers, 17% second property, 60% foreigners.
- Use CPF Ordinary Account (up to available balance).
- Expats: Prove income, expect 25-40% down.
Check your buying power with our mortgage calculator. Post-purchase, maintain with Aircon Services .
Estimated Monthly Payments
For S$5.5M unit (75% loan, 25yrs, 3.2-3.8% rate):
| Profile | Loan Amt | Monthly (est.) | Downpayment | |---------|----------|----------------|-------------| | First-Timer | S$4.125M | S$19,800 | S$1.375M | | Investor | S$4.125M | S$20,500 (TDSR) | S$1.375M +17% ABSD | | Foreigner | S$3.3M (55% LTV) | S$16,200 | S$2.75M +60% ABSD |
Rates per 2026 trends[2][3]. Always seek professional advice.
Buying Process: Step-by-Step
1. Search Homejourney listings. 2. Secure IPA. 3. Exercise Option to Purchase (5% fee). 4. Pay downpayment. 5. Finalize loan. Timeline: 8-12 weeks. Required: NRIC, income proofs, sale agreement.
Schedule a viewing with a property agent via Homejourney for verified support.
Investment Potential for Woodsville Close
Expect 3.5% yields (S$15-20K/month rent for 4BR). Capital growth: 6-8% annually with NEL upgrades. High tenant demand from professionals near CBD (15-min drive). Low vacancy in D13 landed.
Frequently Asked Questions (FAQ)
What is the downpayment for Landed Housing Development home loan?
Singaporeans need 25% (5% cash minimum); foreigners up to 40-50%[3][5]. Use Homejourney calculator for precision.
ABSD for buying in D13 as second property?
17% on value above first home; Homejourney clarifies profiles for safe planning.
Can expats finance landed properties?
Yes, with IPA, stable income proof, subject to 60% ABSD unless exempt[5].
Current mortgage rates for private landed?
3.2-3.8% in 2026; no HDB fixed rate applies[2].
How to check available units?
Visit Homejourney search for verified Landed Housing Development for sale.
Ready to invest? View units now or explore our pillar on D13 properties. Homejourney ensures transparent, safe transactions—your trusted partner.
